BMO Credit Cards
See offers from BMO below.
BMO Business Platinum Credit Card
- 0% introductory APR on all eligible purchases for 18 months for your business*
- 0% introductory APR on balance transfers for 18 months when completed within the first 90 days of account opening*
- No annual fee*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% introductory APR on all eligible purchases for 18 months for your business | See Card Details Above | 16.49% - 25.49% Variable | $0 | Excellent Credit |
BMO Business Platinum Credit Card
Credit Needed
Excellent Credit
- 0% introductory APR on all eligible purchases for 18 months for your business*
- 0% introductory APR on balance transfers for 18 months when completed within the first 90 days of account opening*
- No annual fee*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
0% introductory APR on all eligible purchases for 18 months for your business |
|---|---|
| Regular APR |
16.49% - 25.49% Variable |
| Annual Fee |
$0 |
BMO Business Platinum Rewards Credit Card
- Welcome offer - Get a 100,000 rewards points bonus when you spend $5,000 within 3 months of account opening and spend $50,000 within 12 months of account opening.*
- $0 annual fee
- Earn up to 5x points for every $1 spent*
- Your points don't expire as long as your account is in good standing
- Save up to 25% at 40,000+ merchants - including gas, meals, office supplies, hotels and more - with Mastercard Easy Savings®
- Enjoy discounts on Intuit Quickbooks® and TurboTax® to streamline your accounting and simplify your taxes*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% introductory APR on all eligible purchases for 9 months | See Card Details Above | 20.49% - 29.49% Variable | $0 | Excellent Credit |
BMO Business Platinum Rewards Credit Card
Credit Needed
Excellent Credit
- Welcome offer - Get a 100,000 rewards points bonus when you spend $5,000 within 3 months of account opening and spend $50,000 within 12 months of account opening.*
- $0 annual fee
- Earn up to 5x points for every $1 spent*
- Your points don't expire as long as your account is in good standing
- Save up to 25% at 40,000+ merchants - including gas, meals, office supplies, hotels and more - with Mastercard Easy Savings®
- Enjoy discounts on Intuit Quickbooks® and TurboTax® to streamline your accounting and simplify your taxes*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
0% introductory APR on all eligible purchases for 9 months |
|---|---|
| Regular APR |
20.49% - 29.49% Variable |
| Annual Fee |
$0 |
BMO Cash Back Credit Card
- Welcome Offer - Get a $200 cash back bonus when you spend $2,000 within 3 months of opening your account.
- 5% cash back on streaming, cable TV and satellite services
- 3% cash back on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter
- 1% cash back on all other eligible purchases
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% - 28.24% APR based on your creditworthiness*
- No annual fee*
- Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | See Card Details Above | 21.24% - 28.24% Variable | $0 | Good Credit |
BMO Cash Back Credit Card
Credit Needed
Good Credit
- Welcome Offer - Get a $200 cash back bonus when you spend $2,000 within 3 months of opening your account.
- 5% cash back on streaming, cable TV and satellite services
- 3% cash back on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter
- 1% cash back on all other eligible purchases
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% - 28.24% APR based on your creditworthiness*
- No annual fee*
- Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
21.24% - 28.24% Variable |
| Annual Fee |
$0 |
BMO Platinum Credit Card
- 0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 18.24% - 26.24% APR based on your creditworthiness*
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 18.24% - 26.24% APR based on your creditworthiness*
- No annual fee*
- * Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% introductory APR on purchases for 15 months from account opening date | See Card Details Above | 18.24% - 26.24% (Variable) | $0 | Excellent Credit |
BMO Platinum Credit Card
Credit Needed
Excellent Credit
- 0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 18.24% - 26.24% APR based on your creditworthiness*
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 18.24% - 26.24% APR based on your creditworthiness*
- No annual fee*
- * Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
0% introductory APR on purchases for 15 months from account opening date |
|---|---|
| Regular APR |
18.24% - 26.24% (Variable) |
| Annual Fee |
$0 |
BMO Platinum Rewards Credit Card
- Welcome Offer - Get 25,000 bonus points when you spend
- $2,000 within 3 months of opening your account.
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% - 28.24% APR based on your creditworthiness*
- 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
- 10% anniversary bonus points every year
- No annual fee*
- * Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | See Card Details Above | 21.24% - 28.24% (Variable) | $0 | Excellent Credit |
BMO Platinum Rewards Credit Card
Credit Needed
Excellent Credit
- Welcome Offer - Get 25,000 bonus points when you spend
- $2,000 within 3 months of opening your account.
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% - 28.24% APR based on your creditworthiness*
- 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
- 10% anniversary bonus points every year
- No annual fee*
- * Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
21.24% - 28.24% (Variable) |
| Annual Fee |
$0 |
BMO Premium Rewards Credit Card
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 20.24% - 28.24% APR based on your creditworthiness*
- 35,000 introductory bonus points after spending $5,000 within 3 months of account opening
- 3x points on eligible airfare, hotel & dining purchases up to $2,500 per calendar quarter; 1 point per $1 spend on all other eligible purchases
- 15% of net annual spend anniversary bonus
- No foreign transaction fees*
- $79 Annual Fee; waived first year*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | See Card Details Above | 20.24% - 28.24% Variable | $79, after the first year from account opening | Excellent Credit |
BMO Premium Rewards Credit Card
Credit Needed
Excellent Credit
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 20.24% - 28.24% APR based on your creditworthiness*
- 35,000 introductory bonus points after spending $5,000 within 3 months of account opening
- 3x points on eligible airfare, hotel & dining purchases up to $2,500 per calendar quarter; 1 point per $1 spend on all other eligible purchases
- 15% of net annual spend anniversary bonus
- No foreign transaction fees*
- $79 Annual Fee; waived first year*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
20.24% - 28.24% Variable |
| Annual Fee |
$79, after the first year from account opening |