BMO Credit Cards

BMO Business Platinum Credit Card

0% introductory APR on all eligible purchases for 18 months for your business*
0% introductory APR on balance transfers for 18 months when completed within the first 90 days of account opening*
No annual fee*
*See Summary of Credit Terms for Rates & Fees

Purchases intro APR: 0% introductory APR on all eligible purchases for 18 months for your business
Balance transfer intro APR: See Card Details Above
Regular APR: 16.49% – 25.49% Variable
Annual fee: $0
Credit needed: Excellent Credit

Welcome offer – Get a 100,000 rewards points bonus when you spend $5,000 within 3 months of account opening and spend $50,000 within 12 months of account opening.*
$0 annual fee
Earn up to 5x points for every $1 spent*
Your points don’t expire as long as your account is in good standing
Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®
Enjoy discounts on Intuit Quickbooks® and TurboTax® to streamline your accounting and simplify your taxes*
*See Summary of Credit Terms for Rates & Fees

Purchases intro APR: 0% introductory APR on all eligible purchases for 9 months
Balance transfer intro APR: See Card Details Above
Regular APR: 20.49% – 29.49% Variable
Annual fee: $0
Credit needed: Excellent Credit

Welcome Offer – Get a $200 cash back bonus when you spend $2,000 within 3 months of opening your account.
5% cash back on streaming, cable TV and satellite services
3% cash back on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter
1% cash back on all other eligible purchases
0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% – 28.24% APR based on your creditworthiness*
No annual fee*
Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
*See Summary of Credit Terms for Rates & Fees

0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 18.24% – 26.24% APR based on your creditworthiness*
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 18.24% – 26.24% APR based on your creditworthiness*
No annual fee*
* Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
*See Summary of Credit Terms for Rates & Fees

Purchases intro APR: 0% introductory APR on purchases for 15 months from account opening date
Balance transfer intro APR: See Card Details Above
Regular APR: 18.24% – 26.24% (Variable)
Annual fee: $0
Credit needed: Excellent Credit

Welcome Offer – Get 25,000 bonus points when you spend
$2,000 within 3 months of opening your account.
0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 21.24% – 28.24% APR based on your creditworthiness*
2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other eligible purchases
10% anniversary bonus points every year
No annual fee*
* Available only for residents of AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, MN, MO, NE, ND, NJ, NM, NV, NY, OH, OK, OR, SD, TX, UT, WA, WI, and WY.
*See Summary of Credit Terms for Rates & Fees

0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 20.24% – 28.24% APR based on your creditworthiness*
35,000 introductory bonus points after spending $5,000 within 3 months of account opening
3x points on eligible airfare, hotel & dining purchases up to $2,500 per calendar quarter; 1 point per $1 spend on all other eligible purchases
15% of net annual spend anniversary bonus
No foreign transaction fees*
$79 Annual Fee; waived first year*
*See Summary of Credit Terms for Rates & Fees