Balance Transfers Credit Cards

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Citi® Double Cash Card

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro for 18 months on Balance Transfers	13.99% - 23.99% (Variable)	$0	Excellent

Citi® Double Cash Card

Credit Needed

Excellent

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	N/A
Regular APR	13.99% - 23.99% (Variable)
Annual Fee	$0

Citi® Diamond Preferred® Card

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 18 months on Purchases	0% for 18 months on Balance Transfers	14.74% - 24.74% (Variable)	$0	Excellent

Citi® Diamond Preferred® Card

Credit Needed

Excellent

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% for 18 months on Purchases
Regular APR	14.74% - 24.74% (Variable)
Annual Fee	$0

Mastercard® Titanium Card™

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1% value for cash back redemptions.
24/7 Luxury Card Concierge®–Available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Members-only LUXURY MAGAZINE®.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $195 ($95 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$195 ($95 for each Authorized User added to the account)	Excellent Credit

Mastercard® Titanium Card™

Credit Needed

Excellent Credit

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1% value for cash back redemptions.
24/7 Luxury Card Concierge®–Available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Members-only LUXURY MAGAZINE®.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $195 ($95 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$195 ($95 for each Authorized User added to the account)

Citi Rewards+℠ Card

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro for 15 months on Purchases	0% intro for 15 months on Balance Transfers	13.49% - 23.49% (Variable)	$0	Excellent

Citi Rewards+℠ Card

Credit Needed

Excellent

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% intro for 15 months on Purchases
Regular APR	13.49% - 23.49% (Variable)
Annual Fee	$0

Mastercard® Gold Card™

Patented 24K-gold-plated front and carbon back - weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $200 annual airline credit and $100 Global Entry application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $995 ($295 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$995 ($295 for each Authorized User added to the account)	Excellent Credit

Mastercard® Gold Card™

Credit Needed

Excellent Credit

Patented 24K-gold-plated front and carbon back - weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $200 annual airline credit and $100 Global Entry application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $995 ($295 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$995 ($295 for each Authorized User added to the account)

Mastercard® Black Card™

Patented black PVD metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1.5% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $495 ($195 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

APPLY ONLINE

Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$495 ($195 for each Authorized User added to the account)	Excellent Credit

Mastercard® Black Card™

Credit Needed

Excellent Credit

Patented black PVD metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1.5% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $495 ($195 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$495 ($195 for each Authorized User added to the account)

SunTrust Prime Rewards Credit Card

$100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Intro balance transfer fee offer
1% Unlimited Cash Back on all qualifying purchases
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	Intro APR first 36 months for all balances transferred within 60 days of account opening	13.49% - 23.49% (Variable)	$0	Excellent Credit

SunTrust Prime Rewards Credit Card

Credit Needed

Excellent Credit

$100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Intro balance transfer fee offer
1% Unlimited Cash Back on all qualifying purchases
No annual fee

Purchases Intro APR	N/A
Regular APR	13.49% - 23.49% (Variable)
Annual Fee	$0

BMO Harris Bank Platinum Mastercard®

0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
Competitive rate card
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 6 months	0% for 15 months	13.74%-20.74% (Variable)	$0	Excellent Credit

BMO Harris Bank Platinum Mastercard®

Credit Needed

Excellent Credit

0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
Competitive rate card
No annual fee

Purchases Intro APR	0% for 6 months
Regular APR	13.74%-20.74% (Variable)
Annual Fee	$0

Bravo® Credit Card

Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
Earn $100 cash back via statement credit after you spend $1,000 on new net retail purchases within the first 90 days of opening your account
Annual Fee: $49 (first year fee waived)

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% for 18 billing cycles for transactions made within 90 days of opening your account	17.74% - 24.74% Variable	$0 for the first year; $49 thereafter	Excellent Credit

Bravo® Credit Card

Credit Needed

Excellent Credit

Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
Earn $100 cash back via statement credit after you spend $1,000 on new net retail purchases within the first 90 days of opening your account
Annual Fee: $49 (first year fee waived)

Purchases Intro APR	N/A
Regular APR	17.74% - 24.74% Variable
Annual Fee	$0 for the first year; $49 thereafter

BMO Harris Bank Premium Rewards Mastercard®

35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
15% anniversary point bonus every year
Complimentary Priority Pass™ Select membership and two-free visits per year
No Foreign Transaction Fees
Low annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR for 6 months	0% intro APR for 12 months	15.74% - 23.74% Variable	$79, after the first year from account opening	Excellent Credit

BMO Harris Bank Premium Rewards Mastercard®

Credit Needed

Excellent Credit

35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
15% anniversary point bonus every year
Complimentary Priority Pass™ Select membership and two-free visits per year
No Foreign Transaction Fees
Low annual fee

Purchases Intro APR	0% intro APR for 6 months
Regular APR	15.74% - 23.74% Variable
Annual Fee	$79, after the first year from account opening

SunTrust Travel Rewards Credit Card

$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
3% Unlimited Cash Back on travel qualifying purchases
2% Unlimited Cash Back on dining qualifying purchases
1% Unlimited Cash Back on all other qualifying purchases - all the time
No foreign transaction fees

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% for 15 months	12.99% - 22.99% Variable	$0 first year, $89 thereafter	Excellent Credit

SunTrust Travel Rewards Credit Card

Credit Needed

Excellent Credit

$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
3% Unlimited Cash Back on travel qualifying purchases
2% Unlimited Cash Back on dining qualifying purchases
1% Unlimited Cash Back on all other qualifying purchases - all the time
No foreign transaction fees

Purchases Intro APR	N/A
Regular APR	12.99% - 22.99% Variable
Annual Fee	$0 first year, $89 thereafter

Key2More Rewards® Credit Card

No annual fee
0% introductory APR on purchases for six billing cycles
0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
Monthly reward points bonus of up to 50%
Zero Liability fraud protection
Protect your credit with Mastercard ID Theft Protection™
Added peace of mind with Cell Phone Protection
Comes complete with the latest in contactless technology
Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
See Rates & Fees

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for the first 6 billing cycles	0% for the first 6 billing cycles (for balance transfers made in the first 60 days of account opening)	14.49% - 23.49% Variable	$0	Good Credit

Key2More Rewards® Credit Card

Credit Needed

Good Credit

No annual fee
0% introductory APR on purchases for six billing cycles
0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
Monthly reward points bonus of up to 50%
Zero Liability fraud protection
Protect your credit with Mastercard ID Theft Protection™
Added peace of mind with Cell Phone Protection
Comes complete with the latest in contactless technology
Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
See Rates & Fees

Purchases Intro APR	0% for the first 6 billing cycles
Regular APR	14.49% - 23.49% Variable
Annual Fee	$0

ADVERTISER DISCLOSURE

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