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Balance Transfers Credit Cards

Find balance transfers credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Citi® Double Cash Card

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro for 18 months on Balance Transfers 15.49% - 25.49% (Variable) $0 Excellent, Good

Citi® Double Cash Card

Credit Needed
Excellent, Good
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Purchases
Intro APR
N/A
Regular
APR
15.49% - 25.49% (Variable)
Annual
Fee
$0

Chase Freedom Flex℠

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR on Purchases for 15 months 0% Intro APR on Balance Transfers for 15 months 15.74% - 24.49% Variable $0 Excellent, Good

Chase Freedom Flex℠

Credit Needed
Excellent, Good
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
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Purchases
Intro APR
0% Intro APR on Purchases for 15 months
Regular
APR
15.74% - 24.49% Variable
Annual
Fee
$0

Citi Simplicity® Card

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.24% - 26.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 12 months on Purchases 0% for 21 months on Balance Transfers 16.24% - 26.24% (Variable) $0 Excellent, Good

Citi Simplicity® Card

Credit Needed
Excellent, Good
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.24% - 26.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
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Purchases
Intro APR
0% for 12 months on Purchases
Regular
APR
16.24% - 26.24% (Variable)
Annual
Fee
$0

Citi® Diamond Preferred® Card

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 12 months on Purchases 0% for 21 months on Balance Transfers 15.24% - 25.24% (Variable) $0 Excellent, Good

Citi® Diamond Preferred® Card

Credit Needed
Excellent, Good
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Purchases
Intro APR
0% for 12 months on Purchases
Regular
APR
15.24% - 25.24% (Variable)
Annual
Fee
$0

Citi Rewards+® Card

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% intro for 15 months on Purchases 0% intro for 15 months on Balance Transfers 14.99% - 24.99% (Variable) $0 Excellent, Good

Citi Rewards+® Card

Credit Needed
Excellent, Good
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
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Purchases
Intro APR
0% intro for 15 months on Purchases
Regular
APR
14.99% - 24.99% (Variable)
Annual
Fee
$0

SunTrust Prime Rewards Credit Card

  • $100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
  • Intro balance transfer fee offer
  • 1% Unlimited Cash Back on all qualifying purchases
  • No annual fee
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A Intro APR first 36 months for all balances transferred within 60 days of account opening 13.49% - 23.49% (Variable) $0 Excellent Credit

SunTrust Prime Rewards Credit Card

Credit Needed
Excellent Credit
  • $100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
  • Intro balance transfer fee offer
  • 1% Unlimited Cash Back on all qualifying purchases
  • No annual fee
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Purchases
Intro APR
N/A
Regular
APR
13.49% - 23.49% (Variable)
Annual
Fee
$0

BMO Harris Bank Platinum Mastercard®

  • 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
  • 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
  • Competitive rate card
  • No annual fee
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months 0% for 15 months 13.74%-20.74% (Variable) $0 Excellent Credit

BMO Harris Bank Platinum Mastercard®

Credit Needed
Excellent Credit
  • 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
  • 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
  • Competitive rate card
  • No annual fee
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Purchases
Intro APR
0% for 6 months
Regular
APR
13.74%-20.74% (Variable)
Annual
Fee
$0

BMO Harris Bank Premium Rewards Mastercard®

  • 35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
  • 3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
  • 15% anniversary point bonus every year
  • Complimentary Priority Pass™ Select membership and two-free visits per year
  • No Foreign Transaction Fees
  • Low annual fee
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% intro APR for 6 months 0% intro APR for 12 months 15.74% - 23.74% Variable $79, after the first year from account opening Excellent Credit

BMO Harris Bank Premium Rewards Mastercard®

Credit Needed
Excellent Credit
  • 35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
  • 3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
  • 15% anniversary point bonus every year
  • Complimentary Priority Pass™ Select membership and two-free visits per year
  • No Foreign Transaction Fees
  • Low annual fee
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Purchases
Intro APR
0% intro APR for 6 months
Regular
APR
15.74% - 23.74% Variable
Annual
Fee
$79, after the first year from account opening

SunTrust Travel Rewards Credit Card

  • $250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
  • 3% Unlimited Cash Back on travel qualifying purchases
  • 2% Unlimited Cash Back on dining qualifying purchases
  • 1% Unlimited Cash Back on all other qualifying purchases - all the time
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck
  • No foreign transaction fees
  • $0 Intro Annual fee1 for the first year, $89 thereafter
  • 0.0% intro APR on balance transfers for 15 months after account opening. Competitive variable rate, currently 11.24%–21.24% APR, thereafter. A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% for 15 months 11.24% - 21.24% Variable $0 first year, $89 thereafter Excellent Credit

SunTrust Travel Rewards Credit Card

Credit Needed
Excellent Credit
  • $250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
  • 3% Unlimited Cash Back on travel qualifying purchases
  • 2% Unlimited Cash Back on dining qualifying purchases
  • 1% Unlimited Cash Back on all other qualifying purchases - all the time
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck
  • No foreign transaction fees
  • $0 Intro Annual fee1 for the first year, $89 thereafter
  • 0.0% intro APR on balance transfers for 15 months after account opening. Competitive variable rate, currently 11.24%–21.24% APR, thereafter. A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply.
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Purchases
Intro APR
N/A
Regular
APR
11.24% - 21.24% Variable
Annual
Fee
$0 first year, $89 thereafter

Key2More Rewards® Credit Card

  • No annual fee
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Zero Liability fraud protection
  • Protect your credit with Mastercard ID Theft Protection™
  • Comes complete with the latest in contactless technology
  • Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • See Rates & Fees
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for the first 6 billing cycles 0% for the first 6 billing cycles (for balance transfers made in the first 60 days of account opening) 18.49% - 25.49% Variable $0 Good Credit

Key2More Rewards® Credit Card

Credit Needed
Good Credit
  • No annual fee
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Zero Liability fraud protection
  • Protect your credit with Mastercard ID Theft Protection™
  • Comes complete with the latest in contactless technology
  • Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • See Rates & Fees
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Purchases
Intro APR
0% for the first 6 billing cycles
Regular
APR
18.49% - 25.49% Variable
Annual
Fee
$0