Balance Transfers Credit Cards
Find balance transfers credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.
Citi® Double Cash Card
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | 0% intro for 18 months on Balance Transfers | 18.49% - 28.49% (Variable) | $0 | Excellent, Good |
Citi® Double Cash Card
Credit Needed
Excellent, Good
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
18.49% - 28.49% (Variable) |
| Annual Fee |
$0 |
Citi Simplicity® Card
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Stay protected with Citi® Quick Lock
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% for 12 months on Purchases | 0% for 21 months on Balance Transfers | 18.49% - 29.24% (Variable) | $0 | Excellent, Good |
Citi Simplicity® Card
Credit Needed
Excellent, Good
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Stay protected with Citi® Quick Lock
| Purchases Intro APR |
0% for 12 months on Purchases |
|---|---|
| Regular APR |
18.49% - 29.24% (Variable) |
| Annual Fee |
$0 |
Citi® Diamond Preferred® Card
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% for 12 months on Purchases | 0% for 21 months on Balance Transfers | 17.49% - 28.24% (Variable) | $0 | Excellent, Good |
Citi® Diamond Preferred® Card
Credit Needed
Excellent, Good
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
| Purchases Intro APR |
0% for 12 months on Purchases |
|---|---|
| Regular APR |
17.49% - 28.24% (Variable) |
| Annual Fee |
$0 |
Citi Rewards+® Card
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro for 15 months on Purchases | 0% intro for 15 months on Balance Transfers | 17.99% - 27.99% (Variable) | $0 | Excellent, Good |
Citi Rewards+® Card
Credit Needed
Excellent, Good
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
| Purchases Intro APR |
0% intro for 15 months on Purchases |
|---|---|
| Regular APR |
17.99% - 27.99% (Variable) |
| Annual Fee |
$0 |
BMO Harris Bank Platinum Mastercard®
- 0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 17.24% - 25.24% APR based on your creditworthiness*
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 17.24% - 25.24% APR based on your creditworthiness*
- No annual fee*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% introductory APR on purchases for 15 months from account opening date | See Card Details Above | 17.24% - 25.24% (Variable) | $0 | Excellent Credit |
BMO Harris Bank Platinum Mastercard®
Credit Needed
Excellent Credit
- 0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 17.24% - 25.24% APR based on your creditworthiness*
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 17.24% - 25.24% APR based on your creditworthiness*
- No annual fee*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
0% introductory APR on purchases for 15 months from account opening date |
|---|---|
| Regular APR |
17.24% - 25.24% (Variable) |
| Annual Fee |
$0 |
BMO Harris Bank Premium Rewards Mastercard®
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 19.24% - 27.24% APR based on your creditworthiness*
- 35,000 introductory bonus points after spending $5,000 within 3 months of account opening
- 3x points on eligible airfare, hotel & dining purchases up to $2,500 per calendar quarter; 1 point per $1 spend on all other eligible purchases
- 15% of net annual spend anniversary bonus
- No foreign transaction fees*
- $79 Annual Fee; waived first year*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | See Card Details Above | 19.24% - 27.24% Variable | $79, after the first year from account opening | Excellent Credit |
BMO Harris Bank Premium Rewards Mastercard®
Credit Needed
Excellent Credit
- 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 19.24% - 27.24% APR based on your creditworthiness*
- 35,000 introductory bonus points after spending $5,000 within 3 months of account opening
- 3x points on eligible airfare, hotel & dining purchases up to $2,500 per calendar quarter; 1 point per $1 spend on all other eligible purchases
- 15% of net annual spend anniversary bonus
- No foreign transaction fees*
- $79 Annual Fee; waived first year*
- *See Summary of Credit Terms for Rates & Fees
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
19.24% - 27.24% Variable |
| Annual Fee |
$79, after the first year from account opening |
Key2More Rewards® Credit Card
- No annual fee
- 0% introductory APR on purchases for six billing cycles
- 0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
- Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
- Monthly reward points bonus of up to 50%
- Zero Liability fraud protection
- Protect your credit with Mastercard ID Theft Protection™
- Comes complete with the latest in contactless technology
- Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- See Rates & Fees
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% for the first 6 billing cycles | 0% for the first 6 billing cycles (for balance transfers made in the first 60 days of account opening) | 19.24% - 26.24% Variable | $0 | Good Credit |
Key2More Rewards® Credit Card
Credit Needed
Good Credit
- No annual fee
- 0% introductory APR on purchases for six billing cycles
- 0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
- Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
- Monthly reward points bonus of up to 50%
- Zero Liability fraud protection
- Protect your credit with Mastercard ID Theft Protection™
- Comes complete with the latest in contactless technology
- Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- See Rates & Fees
| Purchases Intro APR |
0% for the first 6 billing cycles |
|---|---|
| Regular APR |
19.24% - 26.24% Variable |
| Annual Fee |
$0 |