Balance Transfers Credit Cards

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Citi® Double Cash Card

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro for 18 months on Balance Transfers	15.49% - 25.49% (Variable)	$0	Excellent, Good

Citi® Double Cash Card

Credit Needed

Excellent, Good

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	N/A
Regular APR	15.49% - 25.49% (Variable)
Annual Fee	$0

Chase Freedom Flex℠

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%.
No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR on Purchases for 15 months	0% Intro APR on Balance Transfers for 15 months	15.74% - 24.49% Variable	$0	Excellent, Good

Chase Freedom Flex℠

Credit Needed

Excellent, Good

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%.
No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

Purchases Intro APR	0% Intro APR on Purchases for 15 months
Regular APR	15.74% - 24.49% Variable
Annual Fee	$0

Citi Simplicity® Card

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.24% - 26.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 12 months on Purchases	0% for 21 months on Balance Transfers	16.24% - 26.24% (Variable)	$0	Excellent, Good

Citi Simplicity® Card

Credit Needed

Excellent, Good

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.24% - 26.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

Purchases Intro APR	0% for 12 months on Purchases
Regular APR	16.24% - 26.24% (Variable)
Annual Fee	$0

Citi® Diamond Preferred® Card

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 12 months on Purchases	0% for 21 months on Balance Transfers	15.24% - 25.24% (Variable)	$0	Excellent, Good

Citi® Diamond Preferred® Card

Credit Needed

Excellent, Good

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% for 12 months on Purchases
Regular APR	15.24% - 25.24% (Variable)
Annual Fee	$0

Citi Rewards+® Card

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro for 15 months on Purchases	0% intro for 15 months on Balance Transfers	14.99% - 24.99% (Variable)	$0	Excellent, Good

Citi Rewards+® Card

Credit Needed

Excellent, Good

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Purchases Intro APR	0% intro for 15 months on Purchases
Regular APR	14.99% - 24.99% (Variable)
Annual Fee	$0

SunTrust Prime Rewards Credit Card

$100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Intro balance transfer fee offer
1% Unlimited Cash Back on all qualifying purchases
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	Intro APR first 36 months for all balances transferred within 60 days of account opening	13.49% - 23.49% (Variable)	$0	Excellent Credit

SunTrust Prime Rewards Credit Card

Credit Needed

Excellent Credit

$100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Intro balance transfer fee offer
1% Unlimited Cash Back on all qualifying purchases
No annual fee

Purchases Intro APR	N/A
Regular APR	13.49% - 23.49% (Variable)
Annual Fee	$0

BMO Harris Bank Platinum Mastercard®

0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
Competitive rate card
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 6 months	0% for 15 months	13.74%-20.74% (Variable)	$0	Excellent Credit

BMO Harris Bank Platinum Mastercard®

Credit Needed

Excellent Credit

0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
Competitive rate card
No annual fee

Purchases Intro APR	0% for 6 months
Regular APR	13.74%-20.74% (Variable)
Annual Fee	$0

BMO Harris Bank Premium Rewards Mastercard®

35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
15% anniversary point bonus every year
Complimentary Priority Pass™ Select membership and two-free visits per year
No Foreign Transaction Fees
Low annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR for 6 months	0% intro APR for 12 months	15.74% - 23.74% Variable	$79, after the first year from account opening	Excellent Credit

BMO Harris Bank Premium Rewards Mastercard®

Credit Needed

Excellent Credit

35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
15% anniversary point bonus every year
Complimentary Priority Pass™ Select membership and two-free visits per year
No Foreign Transaction Fees
Low annual fee

Purchases Intro APR	0% intro APR for 6 months
Regular APR	15.74% - 23.74% Variable
Annual Fee	$79, after the first year from account opening

SunTrust Travel Rewards Credit Card

$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
3% Unlimited Cash Back on travel qualifying purchases
2% Unlimited Cash Back on dining qualifying purchases
1% Unlimited Cash Back on all other qualifying purchases - all the time
Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck
No foreign transaction fees
$0 Intro Annual fee1 for the first year, $89 thereafter
0.0% intro APR on balance transfers for 15 months after account opening. Competitive variable rate, currently 11.24%–21.24% APR, thereafter. A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% for 15 months	11.24% - 21.24% Variable	$0 first year, $89 thereafter	Excellent Credit

SunTrust Travel Rewards Credit Card

Credit Needed

Excellent Credit

$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
3% Unlimited Cash Back on travel qualifying purchases
2% Unlimited Cash Back on dining qualifying purchases
1% Unlimited Cash Back on all other qualifying purchases - all the time
Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck
No foreign transaction fees
$0 Intro Annual fee1 for the first year, $89 thereafter
0.0% intro APR on balance transfers for 15 months after account opening. Competitive variable rate, currently 11.24%–21.24% APR, thereafter. A Balance Transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply.

Purchases Intro APR	N/A
Regular APR	11.24% - 21.24% Variable
Annual Fee	$0 first year, $89 thereafter

Key2More Rewards® Credit Card

No annual fee
0% introductory APR on purchases for six billing cycles
0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
Monthly reward points bonus of up to 50%
Zero Liability fraud protection
Protect your credit with Mastercard ID Theft Protection™
Comes complete with the latest in contactless technology
Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
See Rates & Fees

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for the first 6 billing cycles	0% for the first 6 billing cycles (for balance transfers made in the first 60 days of account opening)	18.49% - 25.49% Variable	$0	Good Credit

Key2More Rewards® Credit Card

Credit Needed

Good Credit

No annual fee
0% introductory APR on purchases for six billing cycles
0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
Monthly reward points bonus of up to 50%
Zero Liability fraud protection
Protect your credit with Mastercard ID Theft Protection™
Comes complete with the latest in contactless technology
Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
See Rates & Fees

Purchases Intro APR	0% for the first 6 billing cycles
Regular APR	18.49% - 25.49% Variable
Annual Fee	$0

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