Balance Transfers Credit Cards

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Citi® Double Cash Card

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 15.49% – 25.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro for 18 months on Balance Transfers	15.49% - 25.49% (Variable)	$0	Excellent, Good

Citi® Double Cash Card

Credit Needed

Excellent, Good

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 15.49% – 25.49% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	N/A
Regular APR	15.49% - 25.49% (Variable)
Annual Fee	$0

Capital One® SavorOne® Cash Rewards Credit Card

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro on purchases for 15 months	0% intro on balance transfers for 15 months	15.49% - 25.49% (Variable)	$0	Excellent, Good

Capital One® SavorOne® Cash Rewards Credit Card

Credit Needed

Excellent, Good

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

Purchases Intro APR	0% intro on purchases for 15 months
Regular APR	15.49% - 25.49% (Variable)
Annual Fee	$0

BankAmericard® credit card

0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
Access your FICO® Score for free within Online Banking or your Mobile Banking app

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% Introductory APR on purchases for 18 billing cycles	0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days	14.49% - 24.49% Variable APR on purchases and balance transfers	$0	Excellent/Good

BankAmericard® credit card

Credit Needed

Excellent/Good

0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
Access your FICO® Score for free within Online Banking or your Mobile Banking app

Purchases Intro APR	0% Introductory APR on purchases for 18 billing cycles
Regular APR	14.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee	$0

Capital One® Quicksilver® Cash Rewards Credit Card

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro on purchases for 15 months	0% intro on balance transfers for 15 months	15.49% - 25.49% (Variable)	$0	Excellent, Good

Capital One® Quicksilver® Cash Rewards Credit Card

Credit Needed

Excellent, Good

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

Purchases Intro APR	0% intro on purchases for 15 months
Regular APR	15.49% - 25.49% (Variable)
Annual Fee	$0

Bank of America® Cash Rewards credit card

No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No expiration on rewards
If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% Introductory APR on purchases for 15 billing cycles	0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days	15.49% - 25.49% Variable APR on purchases and balance transfers	$0	Excellent/Good

Bank of America® Cash Rewards credit card

Credit Needed

Excellent/Good

No annual fee
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No expiration on rewards
If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Purchases Intro APR	0% Introductory APR on purchases for 15 billing cycles
Regular APR	15.49% - 25.49% Variable APR on purchases and balance transfers
Annual Fee	$0

Mastercard® Titanium Card™

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1% value for cash back redemptions.
24/7 Luxury Card Concierge®–Available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Members-only LUXURY MAGAZINE®.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $195 ($95 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%	16.49% Variable	$195	Excellent Credit

Mastercard® Titanium Card™

Credit Needed

Excellent Credit

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1% value for cash back redemptions.
24/7 Luxury Card Concierge®–Available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Members-only LUXURY MAGAZINE®.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $195 ($95 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	16.49% Variable
Annual Fee	$195

Citi Simplicity® Card

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 12 months on Purchases	0% for 21 months on Balance Transfers	16.24% - 26.24% (Variable)	$0	Excellent, Good

Citi Simplicity® Card

Credit Needed

Excellent, Good

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

Purchases Intro APR	0% for 12 months on Purchases
Regular APR	16.24% - 26.24% (Variable)
Annual Fee	$0

Citi Rewards+℠ Card

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro for 15 months on Purchases	0% intro for 15 months on Balance Transfers	14.99% - 24.99% (Variable)	$0	Excellent/Good

Citi Rewards+℠ Card

Credit Needed

Excellent/Good

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% intro for 15 months on Purchases
Regular APR	14.99% - 24.99% (Variable)
Annual Fee	$0

Mastercard® Gold Card™

Patented 24K-gold-plated stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $200 annual airline credit and $100 Global Entry application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $995 ($295 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%	16.49% Variable	$995	Excellent Credit

Mastercard® Gold Card™

Credit Needed

Excellent Credit

Patented 24K-gold-plated stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email, and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $200 annual airline credit and $100 Global Entry application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $995 ($295 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	16.49% Variable
Annual Fee	$995

Mastercard® Black Card™

Patented black PVD metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1.5% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $495 ($195 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.49%	16.49% Variable	$495	Excellent Credit

Mastercard® Black Card™

Credit Needed

Excellent Credit

Patented black PVD metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions.
1.5% value for cash back redemptions.
24/7 Luxury Card Concierge®-available by phone, email and live mobile chat.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
Annual fee: $495 ($195 for each Authorized User).
Earn one point for every one dollar spent.
Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	16.49% Variable
Annual Fee	$495

ABOC Platinum Rewards Mastercard®

0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It's simple: $1 = 1 Point
No Annual Fee or Foreign Transaction Fee
Select Your Rewards Your Way

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 12 months on purchases	0% for 18 months on balance transfers	14.40% - 24.40% Variable APR on purchases and balance transfers	$0	Good/Excellent

ABOC Platinum Rewards Mastercard®

Credit Needed

Good/Excellent

0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It's simple: $1 = 1 Point
No Annual Fee or Foreign Transaction Fee
Select Your Rewards Your Way

Purchases Intro APR	0% for 12 months on purchases
Regular APR	14.40% - 24.40% Variable APR on purchases and balance transfers
Annual Fee	$0

SunTrust Prime Rewards Credit Card

$100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Intro balance transfer fee offer
1% Unlimited Cash Back on all qualifying purchases
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	Intro APR first 36 months for all balances transferred within 60 days of account opening	13.49% - 23.49% (Variable)	$0	Excellent Credit

SunTrust Prime Rewards Credit Card

Credit Needed

Excellent Credit

$100 Statement Credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Intro balance transfer fee offer
1% Unlimited Cash Back on all qualifying purchases
No annual fee

Purchases Intro APR	N/A
Regular APR	13.49% - 23.49% (Variable)
Annual Fee	$0

BMO Harris Bank Platinum Mastercard®

0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
Competitive rate card
No annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 6 months	0% for 15 months	13.74%-20.74% (Variable)	$0	Excellent Credit

BMO Harris Bank Platinum Mastercard®

Credit Needed

Excellent Credit

0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness
Competitive rate card
No annual fee

Purchases Intro APR	0% for 6 months
Regular APR	13.74%-20.74% (Variable)
Annual Fee	$0

Bravo® Credit Card

Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
Earn $100 cash back via statement credit after you spend $1,000 on new net retail purchases within the first 90 days of opening your account
Annual Fee: $49 (first year fee waived)

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% for 18 billing cycles for transactions made within 90 days of opening your account	17.74% - 24.74% Variable	$0 for the first year; $49 thereafter	Excellent Credit

Bravo® Credit Card

Credit Needed

Excellent Credit

Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
Earn $100 cash back via statement credit after you spend $1,000 on new net retail purchases within the first 90 days of opening your account
Annual Fee: $49 (first year fee waived)

Purchases Intro APR	N/A
Regular APR	17.74% - 24.74% Variable
Annual Fee	$0 for the first year; $49 thereafter

BMO Harris Bank Premium Rewards Mastercard®

35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
15% anniversary point bonus every year
Complimentary Priority Pass™ Select membership and two-free visits per year
No Foreign Transaction Fees
Low annual fee

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro APR for 6 months	0% intro APR for 12 months	15.74% - 23.74% Variable	$79, after the first year from account opening	Excellent Credit

BMO Harris Bank Premium Rewards Mastercard®

Credit Needed

Excellent Credit

35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Learn more about intro bonus points.
3 points per $1 spent on eligible dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases
15% anniversary point bonus every year
Complimentary Priority Pass™ Select membership and two-free visits per year
No Foreign Transaction Fees
Low annual fee

Purchases Intro APR	0% intro APR for 6 months
Regular APR	15.74% - 23.74% Variable
Annual Fee	$79, after the first year from account opening

SunTrust Travel Rewards Credit Card

$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
3% Unlimited Cash Back on travel qualifying purchases
2% Unlimited Cash Back on dining qualifying purchases
1% Unlimited Cash Back on all other qualifying purchases - all the time
No foreign transaction fees

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% for 15 months	12.99% - 22.99% Variable	$0 first year, $89 thereafter	Excellent Credit

SunTrust Travel Rewards Credit Card

Credit Needed

Excellent Credit

$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
3% Unlimited Cash Back on travel qualifying purchases
2% Unlimited Cash Back on dining qualifying purchases
1% Unlimited Cash Back on all other qualifying purchases - all the time
No foreign transaction fees

Purchases Intro APR	N/A
Regular APR	12.99% - 22.99% Variable
Annual Fee	$0 first year, $89 thereafter

Key2More Rewards® Credit Card

No annual fee
0% introductory APR on purchases for six billing cycles
0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
Monthly reward points bonus of up to 50%
Zero Liability fraud protection
Protect your credit with Mastercard ID Theft Protection™
Added peace of mind with Cell Phone Protection
Comes complete with the latest in contactless technology
Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
See Rates & Fees

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for the first 6 billing cycles	0% for the first 6 billing cycles (for balance transfers made in the first 60 days of account opening)	14.49% - 23.49% Variable	$0	Good Credit

Key2More Rewards® Credit Card

Credit Needed

Good Credit

No annual fee
0% introductory APR on purchases for six billing cycles
0% introductory APR on balance transfers for six billing cycles (for balance transfers made in the first 60 days of account opening)
Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
Monthly reward points bonus of up to 50%
Zero Liability fraud protection
Protect your credit with Mastercard ID Theft Protection™
Added peace of mind with Cell Phone Protection
Comes complete with the latest in contactless technology
Offer available in states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
See Rates & Fees

Purchases Intro APR	0% for the first 6 billing cycles
Regular APR	14.49% - 23.49% Variable
Annual Fee	$0

Citi® Diamond Preferred® Card

0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® score online.
With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 12 months on Purchases	0% for 21 months on Balance Transfers	15.24% - 25.24% (Variable)	$0	Excellent, Good

Citi® Diamond Preferred® Card

Credit Needed

Excellent, Good

0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® score online.
With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% for 12 months on Purchases
Regular APR	15.24% - 25.24% (Variable)
Annual Fee	$0

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