Credit Cards for Excellent Credit

Find credit cards from Mastercard for people with excellent credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Bank of America® Cash Rewards credit card

  • No annual fee
  • New Offer: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on purchases for 12 billing cycles 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days 15.24% - 25.24% Variable APR on purchases and balance transfers $0 Excellent/Good

Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card
Credit Needed
Excellent/Good
  • No annual fee
  • New Offer: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
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Purchases
Intro APR 		0% Introductory APR on purchases for 12 billing cycles
Regular
APR 		15.24% - 25.24% Variable APR on purchases and balance transfers
Annual
Fee 		$0

BankAmericard® credit card

  • New Offer: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on purchases for 18 billing cycles 0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days 14.99% - 24.99% Variable APR on purchases and balance transfers $0 Excellent/Good

BankAmericard® credit card

BankAmericard® credit card
Credit Needed
Excellent/Good
  • New Offer: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
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Purchases
Intro APR 		0% Introductory APR on purchases for 18 billing cycles
Regular
APR 		14.99% - 24.99% Variable APR on purchases and balance transfers
Annual
Fee 		$0

HSBC Cash Rewards Mastercard® credit card

  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% Introductory APR on balance transfers for the first 15 months from account opening Variable APR of 14.99%, 18.99% or 24.99% will be applied $0 Good/Excellent

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card
Credit Needed
Good/Excellent
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
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Purchases
Intro APR 		N/A
Regular
APR 		Variable APR of 14.99%, 18.99% or 24.99% will be applied
Annual
Fee 		$0

Mastercard® Titanium Card™

  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.99% 16.99% Variable $195 Excellent Credit

Mastercard® Titanium Card™

Mastercard® Titanium Card™
Credit Needed
Excellent Credit
  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
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Purchases
Intro APR 		N/A
Regular
APR 		16.99% Variable
Annual
Fee 		$195

HSBC Gold Mastercard® credit card

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on credit card purchases for the first 18 months from account opening 0% Introductory APR on balance transfers for the first 18 months from account opening Variable APR of 12.99%, 16.99% or 20.99% will apply after the Introductory Period $0 Good/Excellent

HSBC Gold Mastercard® credit card

HSBC Gold Mastercard® credit card
Credit Needed
Good/Excellent
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
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Purchases
Intro APR 		0% Introductory APR on credit card purchases for the first 18 months from account opening
Regular
APR 		Variable APR of 12.99%, 16.99% or 20.99% will apply after the Introductory Period
Annual
Fee 		$0

MLB™ Cash Rewards Mastercard® from Bank of America

  • New Offer: $200 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 15.24% - 25.24% variable APR. 3% fee (min $10) applies to balance transfers
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on purchases for 12 billing cycles 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days. 15.24% - 25.24% Variable APR on purchases and balance transfers $0 Excellent/Good

MLB™ Cash Rewards Mastercard® from Bank of America

MLB™ Cash Rewards Mastercard® from Bank of America
Credit Needed
Excellent/Good
  • New Offer: $200 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 15.24% - 25.24% variable APR. 3% fee (min $10) applies to balance transfers
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Purchases
Intro APR 		0% Introductory APR on purchases for 12 billing cycles
Regular
APR 		15.24% - 25.24% Variable APR on purchases and balance transfers
Annual
Fee 		$0

Capital One® SavorOne℠ Cash Rewards Credit Card

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) $0 Excellent, Good

Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card
Credit Needed
Excellent, Good
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
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Purchases
Intro APR 		0% intro on purchases for 15 months
Regular
APR 		14.74% - 24.74% (Variable)
Annual
Fee 		$0

Citi Simplicity® Card - No Late Fees Ever

  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day — just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0%* for 12 months on Purchases* 0%* for 21 months on Balance Transfers* 15.99% - 25.99%* (Variable) $0* Excellent, Good

Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever
Credit Needed
Excellent, Good
  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day — just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
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Purchases
Intro APR 		0%* for 12 months on Purchases*
Regular
APR 		15.99% - 25.99%* (Variable)
Annual
Fee 		$0*

Citi® Double Cash Card — 18 month BT offer

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% for 18 months* 15.49% - 25.49%* (Variable) $0* Excellent/Good

Citi® Double Cash Card — 18 month BT offer

Citi® Double Cash Card — 18 month BT offer
Credit Needed
Excellent/Good
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
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Purchases
Intro APR 		N/A
Regular
APR 		15.49% - 25.49%* (Variable)
Annual
Fee 		$0*

Mastercard® Gold Card™

  • 24K-Gold Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 16.99% 16.99% Variable $995 Excellent Credit

Mastercard® Gold Card™

Mastercard® Gold Card™
Credit Needed
Excellent Credit
  • 24K-Gold Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)
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Purchases
Intro APR 		N/A
Regular
APR 		16.99% Variable
Annual
Fee 		$995

Charity Charge World MasterCard® Credit Card

  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
1.99% for 6 monthly billing cycles 1.99% for 6 monthly billing cycles 11.24%-21.24% (Variable) $0 Good/Excellent

Charity Charge World MasterCard® Credit Card

Charity Charge World MasterCard® Credit Card
Credit Needed
Good/Excellent
  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
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Purchases
Intro APR 		1.99% for 6 monthly billing cycles
Regular
APR 		11.24%-21.24% (Variable)
Annual
Fee 		$0

Citi ThankYou® Preferred Card

  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.49% - 25.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 15 months on Purchases* 0% for 15 months on Balance Transfers* 15.49% - 25.49%* (Variable) $0* Excellent Credit

Citi ThankYou® Preferred Card

Citi ThankYou<sup>&#174;</sup> Preferred Card
Credit Needed
Excellent Credit
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.49% - 25.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
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Purchases
Intro APR 		0% for 15 months on Purchases*
Regular
APR 		15.49% - 25.49%* (Variable)
Annual
Fee 		$0*

ABOC Platinum Rewards Credit Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.90% - 24.90%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 12 months 0% for 12 months 14.90% - 24.90% Variable APR on purchases and balance transfers $0 Good/Excellent

ABOC Platinum Rewards Credit Card

ABOC Platinum Rewards Credit Card
Credit Needed
Good/Excellent
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.90% - 24.90%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
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Purchases
Intro APR 		0% for 12 months
Regular
APR 		14.90% - 24.90% Variable APR on purchases and balance transfers
Annual
Fee 		$0

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