Credit Cards for Excellent Credit

Find credit cards from Mastercard for people with excellent credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

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Citi® Double Cash Card

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro for 18 months on Balance Transfers	13.99% - 23.99% (Variable)	$0	Excellent

Citi® Double Cash Card

Credit Needed

Excellent

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	N/A
Regular APR	13.99% - 23.99% (Variable)
Annual Fee	$0

Chase Freedom Flex℠

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
No annual fee.
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% Intro APR on Purchases for 15 months	N/A	14.99 - 23.74% Variable	$0	Excellent, Good

Chase Freedom Flex℠

Credit Needed

Excellent, Good

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
No annual fee.
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Purchases Intro APR	0% Intro APR on Purchases for 15 months
Regular APR	14.99 - 23.74% Variable
Annual Fee	$0

Citi Rewards+® Card

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% intro for 15 months on Purchases	0% intro for 15 months on Balance Transfers	13.49% - 23.49% (Variable)	$0	Excellent

Citi Rewards+® Card

Credit Needed

Excellent

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% intro for 15 months on Purchases
Regular APR	13.49% - 23.49% (Variable)
Annual Fee	$0

IHG® Rewards Club Premier Credit Card

Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
Earn up to 25 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
Platinum Elite status as long as you remain a Premier card member
Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 22.99% Variable	$89	Excellent/Good

IHG® Rewards Club Premier Credit Card

Credit Needed

Excellent/Good

Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
Earn up to 25 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
Platinum Elite status as long as you remain a Premier card member
Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Purchases Intro APR	N/A
Regular APR	15.99% - 22.99% Variable
Annual Fee	$89

Citi® Diamond Preferred® Card

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% for 18 months on Purchases	0% for 18 months on Balance Transfers	14.74% - 24.74% (Variable)	$0	Excellent

Citi® Diamond Preferred® Card

Credit Needed

Excellent

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	0% for 18 months on Purchases
Regular APR	14.74% - 24.74% (Variable)
Annual Fee	$0

IHG® Rewards Club Traveler Credit Card

Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening
No Annual Fee
Earn up to 15 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
No Foreign Transaction Fees
Fourth Reward Night Free
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 22.99% Variable	$0	Excellent/Good

IHG® Rewards Club Traveler Credit Card

Credit Needed

Excellent/Good

Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening
No Annual Fee
Earn up to 15 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
No Foreign Transaction Fees
Fourth Reward Night Free
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Purchases Intro APR	N/A
Regular APR	15.99% - 22.99% Variable
Annual Fee	$0

Jasper Mastercard®

$50 signup bonus! Apply by March 31, 2021 using promo code RVPROMO to receive a $50 statement credit upon activation, if approved. Terms apply.
Up to 6% cash back by referring friends!
Start with 1% and get an extra 0.5% for a full year for every friend you bring on board
Cash back not limited to certain categories, earn on almost all everyday purchases
No annual fee, no security deposit, no foreign transaction fees
Simple, intuitive app to manage your account
Unique auto payment options that help you build and maintain your credit score
Receive cash back automatically every month as a statement credit after three on time payments
Earn cash back as long as your account is in good standing
Your cash back maximum varies based on your credit limit.
See Jasper's terms and fees
Issued by WebBank, Member FDIC

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.49% - 24.99% (Variable)	$0	No Credit History

See Rates & Fees

Jasper Mastercard®

Credit Needed

No Credit History

$50 signup bonus! Apply by March 31, 2021 using promo code RVPROMO to receive a $50 statement credit upon activation, if approved. Terms apply.
Up to 6% cash back by referring friends!
Start with 1% and get an extra 0.5% for a full year for every friend you bring on board
Cash back not limited to certain categories, earn on almost all everyday purchases
No annual fee, no security deposit, no foreign transaction fees
Simple, intuitive app to manage your account
Unique auto payment options that help you build and maintain your credit score
Receive cash back automatically every month as a statement credit after three on time payments
Earn cash back as long as your account is in good standing
Your cash back maximum varies based on your credit limit.
See Jasper's terms and fees
Issued by WebBank, Member FDIC

Purchases Intro APR	N/A
Regular APR	15.49% - 24.99% (Variable)
Annual Fee	$0

Mastercard® Titanium Card™

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Members-only LUXURY MAGAZINE®.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$195 ($95 for each Authorized User added to the account)	Excellent Credit

Mastercard® Titanium Card™

Credit Needed

Excellent Credit

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Members-only LUXURY MAGAZINE®.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$195 ($95 for each Authorized User added to the account)

Citi Premier® Card

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 23.99% (Variable)	$95	Excellent

Citi Premier® Card

Credit Needed

Excellent

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Purchases Intro APR	N/A
Regular APR	15.99% - 23.99% (Variable)
Annual Fee	$95

Mastercard® Gold Card™

Patented 24K-gold-plated front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$995 ($295 for each Authorized User added to the account)	Excellent Credit

Mastercard® Gold Card™

Credit Needed

Excellent Credit

Patented 24K-gold-plated front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$995 ($295 for each Authorized User added to the account)

Citi® / AAdvantage® Executive World Elite Mastercard®

Earn 50,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
Earn 10,000 AAdvantage^® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases
Earn 2 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage^® mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 24.99% (Variable)	$450	Excellent

Citi® / AAdvantage® Executive World Elite Mastercard®

Credit Needed

Excellent

Earn 50,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
Earn 10,000 AAdvantage^® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases
Earn 2 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage^® mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	N/A
Regular APR	15.99% - 24.99% (Variable)
Annual Fee	$450

ABOC Platinum Rewards Mastercard®

0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It's simple: $1 = 1 Point
No Annual Fee or Foreign Transaction Fee
Select Your Rewards Your Way

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
0% on Purchases for 12 months	N/A	12.90% - 22.90% Variable APR on purchases and balance transfers	$0	Excellent

ABOC Platinum Rewards Mastercard®

Credit Needed

Excellent

0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It's simple: $1 = 1 Point
No Annual Fee or Foreign Transaction Fee
Select Your Rewards Your Way

Purchases Intro APR	0% on Purchases for 12 months
Regular APR	12.90% - 22.90% Variable APR on purchases and balance transfers
Annual Fee	$0

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