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Credit Cards for Bad Credit

Find credit cards from Mastercard for people with bad credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Milestone® Gold Mastercard®

  • A Mastercard designed for you
  • Build on your credit history with the Milestone Mastercard
  • Quick and easy pre-qualification
  • Quick and easy pre-qualification that does not impact your credit score
  • Get access to credit when you need it
  • A way to build on your credit history
  • Get a Mastercard accepted online, in store and in app.
  • Get credit for all of your hard work. Milestone Card reports to all three credit bureaus
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% $35-$99 Bad/Poor

Milestone® Gold Mastercard®

Credit Needed
Bad/Poor
  • A Mastercard designed for you
  • Build on your credit history with the Milestone Mastercard
  • Quick and easy pre-qualification
  • Quick and easy pre-qualification that does not impact your credit score
  • Get access to credit when you need it
  • A way to build on your credit history
  • Get a Mastercard accepted online, in store and in app.
  • Get credit for all of your hard work. Milestone Card reports to all three credit bureaus
Show More
Purchases
Intro APR
N/A
Regular
APR
24.90%
Annual
Fee
$35-$99

Destiny™ Mastercard®

  • $0 Fraud Liability for unauthorized use offers you peace of mind
  • Feel confident knowing pre-qualifying will not affect your credit score
  • Pick the credit card design that speaks to you
  • Access to an unsecured credit card - no security deposit required
  • Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online
  • Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score
  • Pre-qualify without impacting your credit score
  • A card for your everyday needs
  • Reports your payments to all three major credit bureaus
  • Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% $59-$99 Bad/Fair

Destiny™ Mastercard®

Credit Needed
Bad/Fair
  • $0 Fraud Liability for unauthorized use offers you peace of mind
  • Feel confident knowing pre-qualifying will not affect your credit score
  • Pick the credit card design that speaks to you
  • Access to an unsecured credit card - no security deposit required
  • Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online
  • Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score
  • Pre-qualify without impacting your credit score
  • A card for your everyday needs
  • Reports your payments to all three major credit bureaus
  • Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted
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Purchases
Intro APR
N/A
Regular
APR
24.90%
Annual
Fee
$59-$99

Reflex Mastercard® Credit Card

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • $0 fraud liability for unauthorized charges
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Terms* See Terms* Fair Credit

Reflex Mastercard® Credit Card

Credit Needed
Fair Credit
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • $0 fraud liability for unauthorized charges
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Purchases
Intro APR
N/A
Regular
APR
See Terms*
Annual
Fee
See Terms*

Surge Secured Mastercard®

  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash back Rewards on every purchase
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • $0 fraud liability
  • Checking Account Required
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Terms $69 Bad Credit

Surge Secured Mastercard®

Credit Needed
Bad Credit
  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash back Rewards on every purchase
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • $0 fraud liability
  • Checking Account Required
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Purchases
Intro APR
N/A
Regular
APR
See Terms
Annual
Fee
$69

Oakstone Gold Secured Mastercard®

  • Credit lines available from $200 to $5,000! Low 13.99% variable interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See website for additional Oakstone Gold Secured Mastercard® details
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 13.99% (V) $39 Poor/Limited/No Credit

Oakstone Gold Secured Mastercard®

Credit Needed
Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Low 13.99% variable interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See website for additional Oakstone Gold Secured Mastercard® details
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Purchases
Intro APR
N/A
Regular
APR
13.99% (V)
Annual
Fee
$39

Fit Mastercard® Credit Card

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Terms* See Terms* Bad/Fair

Fit Mastercard® Credit Card

Credit Needed
Bad/Fair
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
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Purchases
Intro APR
N/A
Regular
APR
See Terms*
Annual
Fee
See Terms*

First PREMIER® Bank Mastercard® Credit Card

  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Issuer Website See Issuer Website Fair/Bad Credit

First PREMIER® Bank Mastercard® Credit Card

Credit Needed
Fair/Bad Credit
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
Show More
Purchases
Intro APR
N/A
Regular
APR
See Issuer Website
Annual
Fee
See Issuer Website

Indigo® Platinum Mastercard®

  • No security deposit required so you can keep more money in your pocket
  • Pre-qualify without impacting your credit score
  • Shine brighter with a credit card as unique as you
  • Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo
  • Pre-qualify faster than a jet plane - all without impact your credit score
  • Pre-qualify faster than you can microwave a burrito!
  • Build on your credit history with style
  • A card for your wallet that pops just like you!
  • Worry free spending with $0 liability on unauthorized charges!
  • More credit for your everyday needs
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% $0-$99 Bad/Poor

Indigo® Platinum Mastercard®

Credit Needed
Bad/Poor
  • No security deposit required so you can keep more money in your pocket
  • Pre-qualify without impacting your credit score
  • Shine brighter with a credit card as unique as you
  • Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo
  • Pre-qualify faster than a jet plane - all without impact your credit score
  • Pre-qualify faster than you can microwave a burrito!
  • Build on your credit history with style
  • A card for your wallet that pops just like you!
  • Worry free spending with $0 liability on unauthorized charges!
  • More credit for your everyday needs
Show More
Purchases
Intro APR
N/A
Regular
APR
24.90%
Annual
Fee
$0-$99

Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card

  • Enjoy 0% APR on Purchases for Six Months!
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR for the first six months your account is open, afterward regular APR. N/A 12.99% (Variable) $49 Poor/No Credit

Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card

Credit Needed
Poor/No Credit
  • Enjoy 0% APR on Purchases for Six Months!
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Show More
Purchases
Intro APR
0% Introductory APR for the first six months your account is open, afterward regular APR.
Regular
APR
12.99% (Variable)
Annual
Fee
$49

Oakstone Platinum Secured Mastercard®

  • Credit lines available from $200 to $5,000! Super Low 9.99% variable interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See website for additional Oakstone Platinum Secured Mastercard® details
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 9.99% (V) $49 Poor/Limited/No Credit

Oakstone Platinum Secured Mastercard®

Credit Needed
Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Super Low 9.99% variable interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See website for additional Oakstone Platinum Secured Mastercard® details
Show More
Purchases
Intro APR
N/A
Regular
APR
9.99% (V)
Annual
Fee
$49

First PREMIER® Bank Credit Card

  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Issuer Website See Issuer Website Fair/Bad Credit

First PREMIER® Bank Credit Card

Credit Needed
Fair/Bad Credit
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • *Build credit by keeping your balance low and paying all your bills on time every month.
Show More
Purchases
Intro APR
N/A
Regular
APR
See Issuer Website
Annual
Fee
See Issuer Website

Surge Mastercard® Credit Card

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • $0 fraud liability for unauthorized charges
  • Checking Account Required
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Terms* See Terms* Bad Credit

Surge Mastercard® Credit Card

Credit Needed
Bad Credit
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • $0 fraud liability for unauthorized charges
  • Checking Account Required
Show More
Purchases
Intro APR
N/A
Regular
APR
See Terms*
Annual
Fee
See Terms*

First Progress Platinum Elite Mastercard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 19.99% (Variable) $29 Bad Credit

First Progress Platinum Elite Mastercard® Secured Credit Card

Credit Needed
Bad Credit
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Show More
Purchases
Intro APR
N/A
Regular
APR
19.99% (Variable)
Annual
Fee
$29

First Progress Platinum Select Mastercard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 13.99% (Variable) $39 Bad Credit

First Progress Platinum Select Mastercard® Secured Credit Card

Credit Needed
Bad Credit
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Show More
Purchases
Intro APR
N/A
Regular
APR
13.99% (Variable)
Annual
Fee
$39

First Progress Platinum Prestige Mastercard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 9.99% (Variable) $49 Bad Credit

First Progress Platinum Prestige Mastercard® Secured Credit Card

Credit Needed
Bad Credit
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Show More
Purchases
Intro APR
N/A
Regular
APR
9.99% (Variable)
Annual
Fee
$49
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