Credit Cards for Bad Credit

Destiny Mastercard® – $700 Credit Limit

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Greater access to credit than before – $700 credit limit
Unsecured credit card, no security deposit required
Worry-free Fraud Protection* if your card is lost or stolen
Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
Quick and easy application process with a typical decision in 60 seconds or less
24/7 access to your account, even on mobile!
Reports to all three major credit bureaus

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: See terms*
Annual fee: See terms*
Credit needed: Poor/Fair

Capital One Platinum Secured Credit Card

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See Rates & Fees

No annual or hidden fees. See if you’re approved in seconds
Building your credit? Using the Capital One Platinum Secured card responsibly could help
Put down a refundable security deposit starting at $49 to get a $200 initial credit line
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It’s free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One’s mobile app

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 30.74% (Variable)
Annual fee: $0
Credit needed: Limited, Bad

Milestone Mastercard® – $700 Credit Limit

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Greater access to credit than before – $700 credit limit
No security deposit required, even with less than perfect credit
Account history is reported to the three major credit bureaus in the U.S
Get a Mastercard accepted online, in store and in app
24/7 access to your account information, even on mobile
Applying is quick and easy with our fast decision process

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: See terms*
Annual fee: See terms*
Credit needed: Poor/Fair

Fortiva® Mastercard® Credit Card

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Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
Earn a 1% Cash Back Reward on all other eligible purchases‡
Up to $1,000 credit limit subject to credit approval*
Pre-qualify without affecting your credit score
No security deposit
Good anywhere Mastercard® is accepted
Free access to your credit score †
$0 fraud liability**

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 29.99% or 36% (Variable)
Annual fee: As low as $85
Credit needed: Good/Fair

Aspire® Cashback Reward Card

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Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
Earn a 1% Cash Back Reward on all other eligible purchases‡
Up to $1,000 credit limit subject to credit approval*
Pre-qualify without affecting your credit score
No security deposit
Good anywhere Mastercard® is accepted
Free access to your credit score †
$0 fraud liability**

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 29.99% or 36% Variable
Annual fee: As low as $85
Credit needed: Good/Fair

First Latitude Platinum Mastercard® Secured Credit Card

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1% Cash Back Rewards on payments
Choose your own fully-refundable credit line – $100 to $2000 – based on your security deposit
Build your credit score. Reports to all 3 credit bureaus
No minimum credit score required for approval!
Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*See Important Disclosures for complete offer details

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 24.49% Variable
Annual fee: $25 for the first year, after that $35 annually
Credit needed: Poor/Limited/No Credit

FIT™ Platinum Mastercard®

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$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply
Monthly reporting to the three major credit bureaus
Initial Credit Limit of $400.00 (Subject to available credit)
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
Checking Account Required

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: See Terms*
Annual fee: See Terms*
Credit needed: Fair/Poor/Bad

First Progress Platinum Elite Mastercard® Secured Credit Card

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Choose your own credit line – $200 to $2000 – based on your security deposit
Build your credit score. Reports to all 3 credit bureaus
No minimum credit score required for approval!
Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 25.24% (Variable)
Annual fee: $29
Credit needed: Poor/Limited/No Credit

Surge® Platinum Mastercard®

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Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply!
Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
Initial Credit Limit of $300 – $1,000 (subject to available credit)
Monthly reporting to the three major credit bureaus
See if you’re Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Online account access 24/7
Checking Account Required

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 29.99% APR (Variable)
Annual fee: See website for Details*
Credit needed: See website for Details*

First Progress Platinum Prestige Mastercard® Secured Credit Card

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1% Cash Back Rewards on payments
Choose your own credit line – $200 to $2000 – based on your security deposit
Build your credit score. Reports to all 3 credit bureaus
No minimum credit score required for approval!
Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 15.24% (Variable)
Annual fee: $49
Credit needed: Poor/Limited/No Credit

Reflex® Platinum Mastercard®

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Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
Initial Credit Limit of $300 – $1,000 (subject to available credit)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 29.99% APR (Variable)
Annual fee: See Terms*
Credit needed: Fair/Poor/Bad/Limited

PREMIER Bankcard® Mastercard® Credit Card

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Don’t let a low FICO score stop you from applying – we approve applications others may not.
You don’t need good credit to apply.
Just complete the short application and receive a response in 60 seconds.
When you need assistance our award-winning US-based Customer Service agents are there to help.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard&#174 product.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: See Provider Website
Annual fee: See Provider Website
Credit needed: Fair/Bad Credit

PREMIER Bankcard® Grey Credit Card

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You don’t need good credit to apply.
We help people with bad credit, every day.
Just complete the short application and receive a response in 60 seconds.
You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
Don’t let a low FICO score stop you from applying – we approve applications others may not.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: See Provider Website
Annual fee: See Provider Website
Credit needed: Fair/Poor Credit

PREMIER Bankcard® Mastercard® Credit Card

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Everyone deserves a chance to build credit: apply today!
PREMIER Bankcard credit cards are for building credit.
Start building credit by keeping your balance low and paying all your bills on time each month.
We’ll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: See Provider Website
Annual fee: See Provider Website
Credit needed: Fair/Bad Credit

First Digital Mastercard®

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Earn 1% cash back rewards on payments made to your First Digital Credit Card
Checking Account Required
$300 credit limit (subject to available credit)
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won’t.
*See Rates, Fees, Costs & Limitations for complete offer details
See Cash Back Rewards Programs Terms & Conditions for details

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 35.99% (Variable)
Annual fee: $75.00 1st year, $48.00 after*
Credit needed: Poor/Damaged/Fair

First Progress Platinum Select Mastercard® Secured Credit Card

Apply online

1% Cash Back Rewards on payments
Choose your own credit line – $200 to $2000 – based on your security deposit
Build your credit score. Reports to all 3 credit bureaus
No minimum credit score required for approval!
Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 19.24% (Variable)
Annual fee: $39
Credit needed: Bad Credit

Need help? We’re always here when you need us

Credit Cards for Bad Credit

Destiny Mastercard® – $700 Credit Limit

Capital One Platinum Secured Credit Card

Milestone Mastercard® – $700 Credit Limit

Fortiva® Mastercard® Credit Card

Aspire® Cashback Reward Card

First Latitude Platinum Mastercard® Secured Credit Card

FIT™ Platinum Mastercard®

First Progress Platinum Elite Mastercard® Secured Credit Card

Surge® Platinum Mastercard®

First Progress Platinum Prestige Mastercard® Secured Credit Card

Reflex® Platinum Mastercard®

PREMIER Bankcard® Mastercard® Credit Card

PREMIER Bankcard® Grey Credit Card

PREMIER Bankcard® Mastercard® Credit Card

First Digital Mastercard®

First Progress Platinum Select Mastercard® Secured Credit Card

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