0% APR Credit Cards

Find 0% APR credit cards from Mastercard. Compare cards from our partners, view offers, and apply online for the credit card that best fits your needs.

Citi® Diamond Preferred® Card

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% – 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Purchases intro APR
0% for 12 months on Purchases
Balance transfer intro APR
0% for 21 months on Balance Transfers
Regular APR
17.74% – 28.49% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Capital One Quicksilver Cash Rewards Credit Card

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
Purchases intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Citi Double Cash® Card

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Purchases intro APR
N/A
Balance transfer intro APR
0% intro for 18 months on Balance Transfers
Regular APR
18.74% – 28.74% (Variable)
Annual fee
$0
Credit needed
Excellent, Good, Fair

Citi Custom Cash® Card

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.74% – 28.74%, based on your creditworthiness.
Purchases intro APR
0% for 15 months on purchases
Balance transfer intro APR
0% for 15 months on balance transfers
Regular APR
18.74% – 28.74% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Capital One SavorOne Cash Rewards Credit Card

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Purchases intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Capital One VentureOne Rewards Credit Card

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Purchases intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good