Skip to Content

0% APR Credit Cards

Find 0% apr credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Citi® Double Cash Card

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro for 18 months on Balance Transfers 13.99% - 23.99% (Variable) $0 Excellent

Citi® Double Cash Card

Credit Needed
Excellent
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Show More
Purchases
Intro APR
N/A
Regular
APR
13.99% - 23.99% (Variable)
Annual
Fee
$0

Chase Freedom Flex℠

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR on Purchases for 15 months N/A 14.99 - 23.74% Variable $0 Excellent, Good

Chase Freedom Flex℠

Credit Needed
Excellent, Good
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Show More
Purchases
Intro APR
0% Intro APR on Purchases for 15 months
Regular
APR
14.99 - 23.74% Variable
Annual
Fee
$0

Mastercard® Titanium Card™

  • Patented brushed stainless steel front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge® - Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99% 14.99% Variable $195 ($95 for each Authorized User added to the account) Excellent Credit

Mastercard® Titanium Card™

Credit Needed
Excellent Credit
  • Patented brushed stainless steel front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge® - Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Show More
Purchases
Intro APR
N/A
Regular
APR
14.99% Variable
Annual
Fee
$195 ($95 for each Authorized User added to the account)

Mastercard® Gold Card™

  • Patented 24K-gold-plated front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge® - available by phone, email and live mobile chat. Reach out to manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Annual Airline Credit - up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99% 14.99% Variable $995 ($295 for each Authorized User added to the account) Excellent Credit

Mastercard® Gold Card™

Credit Needed
Excellent Credit
  • Patented 24K-gold-plated front and carbon back-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge® - available by phone, email and live mobile chat. Reach out to manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits - average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Annual Airline Credit - up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Show More
Purchases
Intro APR
N/A
Regular
APR
14.99% Variable
Annual
Fee
$995 ($295 for each Authorized User added to the account)

Mastercard® Black Card™

  • Patented black-PVD-coated metal card-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat. Reach out to manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits-average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A 0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99% 14.99% Variable $495 ($195 for each Authorized User added to the account) Excellent Credit

Mastercard® Black Card™

Credit Needed
Excellent Credit
  • Patented black-PVD-coated metal card-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®-available by phone, email and live mobile chat. Reach out to manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits-average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
  • Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Show More
Purchases
Intro APR
N/A
Regular
APR
14.99% Variable
Annual
Fee
$495 ($195 for each Authorized User added to the account)

ABOC Platinum Rewards Mastercard®

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% on Purchases for 12 months N/A 12.90% - 22.90% Variable APR on purchases and balance transfers $0 Excellent

ABOC Platinum Rewards Mastercard®

Credit Needed
Excellent
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
Show More
Purchases
Intro APR
0% on Purchases for 12 months
Regular
APR
12.90% - 22.90% Variable APR on purchases and balance transfers
Annual
Fee
$0

Citi® Diamond Preferred® Card

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Show More
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 18 months on Purchases 0% for 18 months on Balance Transfers 14.74% - 24.74% (Variable) $0 Excellent

Citi® Diamond Preferred® Card

Credit Needed
Excellent
  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Show More
Purchases
Intro APR
0% for 18 months on Purchases
Regular
APR
14.74% - 24.74% (Variable)
Annual
Fee
$0
AdChoices