No Annual Fee Credit Cards

Find no annual fee credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Capital One Quicksilver Cash Rewards Credit Card

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
Purchases intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Capital One SavorOne Cash Rewards Credit Card

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
Purchases intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Capital One Platinum Credit Card

  • No annual or hidden fees. See if you’re approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
30.74% (Variable)
Annual fee
$0
Credit needed
Average, Fair, Limited

Citi Custom Cash® Card

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
Purchases intro APR
0% for 15 months on purchases
Balance transfer intro APR
0% for 15 months on balance transfers
Regular APR
19.24% – 29.24% (Variable)
Annual fee
$0
Credit needed
Excellent, Good, Fair

Capital One Platinum Secured Credit Card

  • No annual or hidden fees. See if you’re approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
30.74% (Variable)
Annual fee
$0
Credit needed
Limited, Bad

Capital One VentureOne Rewards Credit Card

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Purchases intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Citi® Diamond Preferred® Card

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Purchases intro APR
0% for 12 months on Purchases
Balance transfer intro APR
0% for 21 months on Balance Transfers
Regular APR
18.24% – 28.99% (Variable)
Annual fee
$0
Credit needed
Excellent, Good

Capital One Quicksilver Student Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
19.99% – 29.99% (Variable)
Annual fee
$0
Credit needed
Average, Fair, Limited

PayPal Cashback Mastercard®

  • Earn 3% cash back* on PayPal purchases and 2 % on all other purchases.
  • With the PayPal Cashback Mastercard®, earn unlimited cash back at millions of merchants.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
20.24%– 32.24% Variable, rates as of 9/1/2023
Annual fee
$0
Credit needed
Excellent/Good/Fair Credit

Citi Double Cash® Card

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
Purchases intro APR
N/A
Balance transfer intro APR
0% intro for 18 months on Balance Transfers
Regular APR
19.24% – 29.24% (Variable)
Annual fee
$0
Credit needed
Excellent, Good, Fair

Bilt Mastercard®

  • $0 Annual Fee.
  • Earn up to 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
See Terms
Annual fee
None
Credit needed
Excellent, Good

BMO Platinum Rewards Credit Card

  • Welcome Offer – Get 25,000 bonus points when you spend
  • $2,000 within 3 months of opening your account.
Purchases intro APR
N/A
Balance transfer intro APR
See Card Details Above
Regular APR
21.24% – 28.24% (Variable)
Annual fee
$0
Credit needed
Excellent Credit

BMO Platinum Credit Card

  • 0% introductory APR on purchases for 15 months from date of account opening. After that, a variable APR applies, currently 18.24% – 26.24% APR based on your creditworthiness*
  • 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 18.24% – 26.24% APR based on your creditworthiness*
Purchases intro APR
0% introductory APR on purchases for 15 months from account opening date
Balance transfer intro APR
See Card Details Above
Regular APR
18.24% – 26.24% (Variable)
Annual fee
$0
Credit needed
Excellent Credit

BMO Business Platinum Rewards Credit Card

BMO Business Platinum Rewards Credit Card
  • Welcome offer – Get a 100,000 rewards points bonus when you spend $5,000 within 3 months of account opening and spend $50,000 within 12 months of account opening.*
  • $0 annual fee
Purchases intro APR
0% introductory APR on all eligible purchases for 9 months
Balance transfer intro APR
See Card Details Above
Regular APR
20.49% – 29.49% Variable
Annual fee
$0
Credit needed
Excellent Credit