No Foreign Transaction Fee Credit Cards

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Citi® / AAdvantage® Executive World Elite™ Mastercard®

Earn 50,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
Earn 10,000 AAdvantage^® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases
Earn 2 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage^® mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 24.99% (Variable)	$450	Excellent

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Credit Needed

Excellent

Earn 50,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
Earn 10,000 AAdvantage^® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases
Earn 2 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage^® mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Purchases Intro APR	N/A
Regular APR	15.99% - 24.99% (Variable)
Annual Fee	$450

IHG® Rewards Club Premier Credit Card

Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
Earn up to 25 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
Platinum Elite status as long as you remain a Premier card member
Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 22.99% Variable	$0 for the First Year, $89 After	Excellent/Good

IHG® Rewards Club Premier Credit Card

Credit Needed

Excellent/Good

Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
Earn up to 25 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
Platinum Elite status as long as you remain a Premier card member
Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Purchases Intro APR	N/A
Regular APR	15.99% - 22.99% Variable
Annual Fee	$0 for the First Year, $89 After

IHG® Rewards Club Traveler Credit Card

Earn 100,000 bonus points after spending $2,000 on purchases within the first three months of account opening
No Annual Fee
Earn up to 15 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
No Foreign Transaction Fees
Fourth Reward Night Free
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 22.99% Variable	$0	Excellent/Good

IHG® Rewards Club Traveler Credit Card

Credit Needed

Excellent/Good

Earn 100,000 bonus points after spending $2,000 on purchases within the first three months of account opening
No Annual Fee
Earn up to 15 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
No Foreign Transaction Fees
Fourth Reward Night Free
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Purchases Intro APR	N/A
Regular APR	15.99% - 22.99% Variable
Annual Fee	$0

Avant Credit Card

No deposit required
Reports to all three major credit bureaus
No penalty APR
No hidden fees
We may periodically review your account for credit line increases
Fast and easy application process
Help strengthen your credit history with responsible use
Zero fraud liability for unauthorized charges
Conveniently pay your card through our online portal, 24/7
Get Mastercard® ID Theft Protection by Mastercard
Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
Avant branded credit products are issued by WebBank, member FDIC

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	25.99% (variable)	$39	Fair Credit

Avant Credit Card

Credit Needed

Fair Credit

No deposit required
Reports to all three major credit bureaus
No penalty APR
No hidden fees
We may periodically review your account for credit line increases
Fast and easy application process
Help strengthen your credit history with responsible use
Zero fraud liability for unauthorized charges
Conveniently pay your card through our online portal, 24/7
Get Mastercard® ID Theft Protection by Mastercard
Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
Avant branded credit products are issued by WebBank, member FDIC

Purchases Intro APR	N/A
Regular APR	25.99% (variable)
Annual Fee	$39

Mastercard® Titanium Card™

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Members-only LUXURY MAGAZINE®.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$195 ($95 for each Authorized User added to the account)	Excellent Credit

Mastercard® Titanium Card™

Credit Needed

Excellent Credit

Patented brushed stainless steel front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Members-only LUXURY MAGAZINE®.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$195 ($95 for each Authorized User added to the account)

Mastercard® Gold Card™

Patented 24K-gold-plated front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$995 ($295 for each Authorized User added to the account)	Excellent Credit

Mastercard® Gold Card™

Credit Needed

Excellent Credit

Patented 24K-gold-plated front and carbon back-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$995 ($295 for each Authorized User added to the account)

Mastercard® Black Card™

Patented black-PVD-coated metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	0% intro APR for the first 15 billing cycles on BT within first 45 days; APR after will be 14.99%	14.99% Variable	$495 ($195 for each Authorized User added to the account)	Excellent Credit

Mastercard® Black Card™

Credit Needed

Excellent Credit

Patented black-PVD-coated metal card-weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

Purchases Intro APR	N/A
Regular APR	14.99% Variable
Annual Fee	$495 ($195 for each Authorized User added to the account)

Citi Premier® Card

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
New! Earn 3 Points at Restaurants and Supermarkets
Earn 3 Points at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
New! Annual Hotel Savings Benefit
60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

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Purchases Intro APR	Balance Transfers Intro APR	Regular APR	Annual Fee	Credit Needed
N/A	N/A	15.99% - 23.99% (Variable)	$95	Excellent

Citi Premier® Card

Credit Needed

Excellent

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
New! Earn 3 Points at Restaurants and Supermarkets
Earn 3 Points at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
New! Annual Hotel Savings Benefit
60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Purchases Intro APR	N/A
Regular APR	15.99% - 23.99% (Variable)
Annual Fee	$95

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