Credit Cards for Fair Credit

Find credit cards from Mastercard for people with fair credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Capital One Platinum Credit Card

  • No annual or hidden fees. See if you’re approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
29.99% (Variable)
Annual fee
$0
Credit needed
Average, Fair, Limited

Fortiva® Mastercard® Credit Card

  • Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
  • Earn a 1% Cash Back Reward on all other eligible purchases‡
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
29.99% or 36% (Variable)
Annual fee
As low as $85
Credit needed
Good/Fair

PREMIER Bankcard® Mastercard® Credit Card

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
See Provider Website
Annual fee
See Provider Website
Credit needed
Fair/Bad Credit

Destiny Mastercard® – $700 Credit Limit

  • Greater access to credit than before – $700 credit limit
  • Unsecured credit card, no security deposit required
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
See terms*
Annual fee
See terms*
Credit needed
Poor/Fair

Capital One Savor Student Cash Rewards Credit Card

  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
19.49% – 29.49% (Variable)
Annual fee
$0
Credit needed
Average, Fair, Limited

Aspire® Cashback Reward Card

  • Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
  • Earn a 1% Cash Back Reward on all other eligible purchases‡
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
29.99% or 36% Variable
Annual fee
As low as $85
Credit needed
Good/Fair

Capital One Quicksilver Student Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
19.49% – 29.49% (Variable)
Annual fee
$0
Credit needed
Average, Fair, Limited

Milestone Mastercard® – $700 Credit Limit

  • Greater access to credit than before – $700 credit limit
  • No security deposit required, even with less than perfect credit
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
See terms*
Annual fee
See terms*
Credit needed
Poor/Fair

PREMIER Bankcard® Grey Credit Card

  • Pre-qualify with no impact to your credit score
  • Helping people build credit is our first priority – start your credit-building journey today.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
See Provider Website
Annual fee
See Provider Website
Credit needed
Fair/Poor Credit

OneMain Financial BrightWay® Card

  • See if you’re pre-approved with no impact to your credit score
  • Qualify for rewards like a credit limit increase (subject to credit approval) or APR decrease in as little as six months
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
35.99%
Annual fee
$0-$89
Credit needed
Poor/Fair

PREMIER Bankcard® Mastercard® Credit Card

  • Pre-qualify with no impact to your credit score.
  • Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
See Provider Website
Annual fee
See Provider Website
Credit needed
Fair/Bad Credit

Capital One QuicksilverOne Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn’t expire for the life of the account. It’s that simple
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
29.99% (Variable)
Annual fee
$39
Credit needed
Average, Fair, Limited

Prosper® Card

  • No annual fee for the first year with AutoPay. The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.
  • No security deposit required
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
23.49%-34.99% Variable
Annual fee
$39 (waived for the first year if you sign up for autopay before your first statement)
Credit needed
Fair to Good

FIT™ Platinum Mastercard®

  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
35.90% Fixed
Annual fee
$99 introductory fee for the first year, then $125 thereafter
Credit needed
Fair/Poor/Bad

Reflex® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
35.90% Fixed
Annual fee
$75 – $125
Credit needed
Fair/Poor/Bad/Limited

Avant Credit Card

  • No deposit required
  • Reports to all three major credit bureaus
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
35.99%
Annual fee
$59
Credit needed
Fair Credit

Arro Card

  • All credit types accepted.
  • Arro’s soft credit pull does not impact your credit score.
Purchases intro APR
N/A
Balance transfer intro APR
N/A
Regular APR
16% Variable
Annual fee
$3/month; $1/month for the 1st year
Credit needed
All Credit Types Accepted