Credit Cards for Fair Credit

Find credit cards from Mastercard for people with fair credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Capital One® Platinum Credit Card

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 26.74% (Variable) $0 Average, Fair, Limited

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
Credit Needed
Average, Fair, Limited
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
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Purchases
Intro APR 		N/A
Regular
APR 		26.74% (Variable)
Annual
Fee 		$0

Journey® Student Rewards from Capital One®

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 26.74% (Variable) $0 Average, Fair, Limited

Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®
Credit Needed
Average, Fair, Limited
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
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Purchases
Intro APR 		N/A
Regular
APR 		26.74% (Variable)
Annual
Fee 		$0

Avant Credit Card

  • No deposit required
  • Reports to all three major credit bureaus
  • No penalty APR
  • No hidden fees
  • We may periodically review your account for credit line increases
  • Fast and easy application process
  • Help strengthen your credit history with responsible use
  • Zero fraud liability for unauthorized charges
  • Conveniently pay your card through our online portal, 24/7
  • Get MasterCard ID Theft Protection by MasterCard
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • All states except Colorado, Iowa, Vermont, West Virginia, and Wisconsin
  • Avant branded credit products are issued by WebBank, member FDIC
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 25.49% (variable) $29 Fair Credit

Avant Credit Card

Avant Credit Card
Credit Needed
Fair Credit
  • No deposit required
  • Reports to all three major credit bureaus
  • No penalty APR
  • No hidden fees
  • We may periodically review your account for credit line increases
  • Fast and easy application process
  • Help strengthen your credit history with responsible use
  • Zero fraud liability for unauthorized charges
  • Conveniently pay your card through our online portal, 24/7
  • Get MasterCard ID Theft Protection by MasterCard
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • All states except Colorado, Iowa, Vermont, West Virginia, and Wisconsin
  • Avant branded credit products are issued by WebBank, member FDIC
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Purchases
Intro APR 		N/A
Regular
APR 		25.49% (variable)
Annual
Fee 		$29

Milestone® Gold Mastercard®

  • Quick pre-qualification available with no impact to your credit score
  • Easy pre-qualification process with fast response
  • Choose your custom card design - Free
  • Free online account access
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% (Fixed) $35-$99 Good/Fair

Milestone® Gold Mastercard®

Milestone® Gold Mastercard®
Credit Needed
Good/Fair
  • Quick pre-qualification available with no impact to your credit score
  • Easy pre-qualification process with fast response
  • Choose your custom card design - Free
  • Free online account access
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
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Purchases
Intro APR 		N/A
Regular
APR 		24.90% (Fixed)
Annual
Fee 		$35-$99

First PREMIER® Bank MasterCard® Credit Card

  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • First PREMIER Bank credit card activity is reported to the Consumer Reporting Agencies each month.
  • Quarterly FICO Score is provided for free on the monthly billing statement.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Issuer Website See Issuer Website Fair/Bad Credit

First PREMIER® Bank MasterCard® Credit Card

First PREMIER® Bank MasterCard® Credit Card
Credit Needed
Fair/Bad Credit
  • Must have a checking account to qualify
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • First PREMIER Bank credit card activity is reported to the Consumer Reporting Agencies each month.
  • Quarterly FICO Score is provided for free on the monthly billing statement.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
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Purchases
Intro APR 		N/A
Regular
APR 		See Issuer Website
Annual
Fee 		See Issuer Website

Indigo® Platinum Mastercard®

  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% (Fixed) $0-$99 Fair Credit

Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®
Credit Needed
Fair Credit
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
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Purchases
Intro APR 		N/A
Regular
APR 		24.90% (Fixed)
Annual
Fee 		$0-$99

Surge Mastercard Credit Card

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Terms* See Terms* Bad Credit

Surge Mastercard Credit Card

Surge Mastercard Credit Card
Credit Needed
Bad Credit
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
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Purchases
Intro APR 		N/A
Regular
APR 		See Terms*
Annual
Fee 		See Terms*

First Digital Card®

  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Build up your Credit with a card that reports to all three major credit bureaus every month. Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application – it just takes moments to apply
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Synovus Bank, Member: FDIC
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A See Terms* See Terms* Fair/Limited

First Digital Card®

First Digital Card®
Credit Needed
Fair/Limited
  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Build up your Credit with a card that reports to all three major credit bureaus every month. Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application – it just takes moments to apply
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Synovus Bank, Member: FDIC
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Purchases
Intro APR 		N/A
Regular
APR 		See Terms*
Annual
Fee 		See Terms*

Indigo® Mastercard®

  • Account history is reported to the three major credit bureaus in the U.S.
  • An opportunity to build and access credit
  • Choose your custom card design - Free
  • Unsecured credit card, no security deposit required
  • Quick pre-qualification available with no impact to your credit score
  • Online servicing available 24/7 at no additional cost
  • Mobile account access at any time
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APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% (Fixed) $0-$99 Fair Credit

Indigo® Mastercard®

Indigo® Mastercard®
Credit Needed
Fair Credit
  • Account history is reported to the three major credit bureaus in the U.S.
  • An opportunity to build and access credit
  • Choose your custom card design - Free
  • Unsecured credit card, no security deposit required
  • Quick pre-qualification available with no impact to your credit score
  • Online servicing available 24/7 at no additional cost
  • Mobile account access at any time
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Purchases
Intro APR 		N/A
Regular
APR 		24.90% (Fixed)
Annual
Fee 		$0-$99

Charity Charge World Mastercard® Credit Card

  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
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Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
1.99% for 6 monthly billing cycles 1.99% for 6 monthly billing cycles 16.24%-22.24% (Variable) $0 Good/Excellent

Charity Charge World Mastercard® Credit Card

Charity Charge World Mastercard® Credit Card
Credit Needed
Good/Excellent
  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
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Purchases
Intro APR 		1.99% for 6 monthly billing cycles
Regular
APR 		16.24%-22.24% (Variable)
Annual
Fee 		$0

Indigo® Unsecured Mastercard®

  • No security deposit required
  • Card designs to fit your personality at no extra charge
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Account history is reported to the three major credit bureaus in the U.S.
  • Pre-qualify for a card today and it will not impact your credit score
  • Accepted nationwide wherever MasterCard is accepted
  • Fast and easy decision on your application
  • Protection from fraud, if your card happens to be lost or stolen
Show More
APPLY ONLINE
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 24.90% (Fixed) $0-$99 Fair Credit

Indigo® Unsecured Mastercard®

Indigo® Unsecured Mastercard®
Credit Needed
Fair Credit
  • No security deposit required
  • Card designs to fit your personality at no extra charge
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Account history is reported to the three major credit bureaus in the U.S.
  • Pre-qualify for a card today and it will not impact your credit score
  • Accepted nationwide wherever MasterCard is accepted
  • Fast and easy decision on your application
  • Protection from fraud, if your card happens to be lost or stolen
Show More
Purchases
Intro APR 		N/A
Regular
APR 		24.90% (Fixed)
Annual
Fee 		$0-$99

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