Credit Cards for Fair Credit
Find credit cards from Mastercard for people with fair credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.
Capital One Platinum Credit Card
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 29.74% (Variable) | $0 | Average, Fair, Limited |
Capital One Platinum Credit Card
Credit Needed
Average, Fair, Limited
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
29.74% (Variable) |
| Annual Fee |
$0 |
Capital One QuicksilverOne Cash Rewards Credit Card
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 29.74% (Variable) | $39 | Average, Fair, Limited |
Capital One QuicksilverOne Cash Rewards Credit Card
Credit Needed
Average, Fair, Limited
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
29.74% (Variable) |
| Annual Fee |
$39 |
Surge® Platinum Mastercard®
- See if you're Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
- Checking Account Required
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 29.99% APR (Variable) | See website for Details* | Bad Credit |
Surge® Platinum Mastercard®
Credit Needed
Bad Credit
- See if you're Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
- Checking Account Required
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
29.99% APR (Variable) |
| Annual Fee |
See website for Details* |
Fortiva® Mastercard® Credit Card
- Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
- Earn a 1% Cash Back Reward on all other eligible purchases‡
- Up to $1,000 credit limit subject to credit approval*
- Pre-qualify without affecting your credit score
- No security deposit
- Good anywhere Mastercard® is accepted
- Free access to your credit score †
- $0 fraud liability**
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 29.99% or 36% (Variable) | As low as $85 | Good/Fair |
Fortiva® Mastercard® Credit Card
Credit Needed
Good/Fair
- Earn a 3% Cash Back Reward on Gas, Groceries and Utilities‡
- Earn a 1% Cash Back Reward on all other eligible purchases‡
- Up to $1,000 credit limit subject to credit approval*
- Pre-qualify without affecting your credit score
- No security deposit
- Good anywhere Mastercard® is accepted
- Free access to your credit score †
- $0 fraud liability**
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
29.99% or 36% (Variable) |
| Annual Fee |
As low as $85 |
PREMIER Bankcard® Mastercard® Credit Card
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- You don’t need good credit to apply.
- Just complete the short application and find out in 60 seconds if you’re approved.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | See Provider Website | See Provider Website | Fair/Bad Credit |
PREMIER Bankcard® Mastercard® Credit Card
Credit Needed
Fair/Bad Credit
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- You don’t need good credit to apply.
- Just complete the short application and find out in 60 seconds if you’re approved.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
See Provider Website |
| Annual Fee |
See Provider Website |
Capital One Quicksilver Student Cash Rewards Credit Card
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 19.24% - 29.24% (Variable) | $0 | Average, Fair, Limited |
Capital One Quicksilver Student Cash Rewards Credit Card
Credit Needed
Average, Fair, Limited
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
19.24% - 29.24% (Variable) |
| Annual Fee |
$0 |
Bilt Mastercard®
- $0 Annual Fee.
- Earn up to 1x points on rent payments without the transaction fee, up to 50,000 points each calendar year.
- 2x points on travel.
- 3x points on dining.
- 1x points on other purchases.
- Earn points when you make 5 transactions that post each statement period.
- When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | See Terms | None | Excellent, Good |
Bilt Mastercard®
Credit Needed
Excellent, Good
- $0 Annual Fee.
- Earn up to 1x points on rent payments without the transaction fee, up to 50,000 points each calendar year.
- 2x points on travel.
- 3x points on dining.
- 1x points on other purchases.
- Earn points when you make 5 transactions that post each statement period.
- When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
See Terms |
| Annual Fee |
None |
FIT® Platinum Mastercard®
- All credit types welcome to apply!
- Initial Credit Limit of $400.00!* (subject to available credit)
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
- Free online account access 24/7
- Checking Account Required
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | See Terms* | See Terms* | Bad/Fair |
FIT® Platinum Mastercard®
Credit Needed
Bad/Fair
- All credit types welcome to apply!
- Initial Credit Limit of $400.00!* (subject to available credit)
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
- Free online account access 24/7
- Checking Account Required
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
See Terms* |
| Annual Fee |
See Terms* |
Avant Credit Card
- No deposit required
- Reports to all three major credit bureaus
- No penalty APR
- No hidden fees
- Late Fee up to $39
- We may periodically review your account for credit line increases
- Fast and easy application process
- Help strengthen your credit history with responsible use
- Zero fraud liability for unauthorized charges
- Conveniently pay your card through our online portal, 24/7
- Get Mastercard® ID Theft Protection by Mastercard
- Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
- Checking your eligibility does not affect your credit score
- Avant branded credit products are issued by WebBank, member FDIC
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 29.49% Variable | $59 | Fair Credit |
Avant Credit Card
Credit Needed
Fair Credit
- No deposit required
- Reports to all three major credit bureaus
- No penalty APR
- No hidden fees
- Late Fee up to $39
- We may periodically review your account for credit line increases
- Fast and easy application process
- Help strengthen your credit history with responsible use
- Zero fraud liability for unauthorized charges
- Conveniently pay your card through our online portal, 24/7
- Get Mastercard® ID Theft Protection by Mastercard
- Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
- Checking your eligibility does not affect your credit score
- Avant branded credit products are issued by WebBank, member FDIC
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
29.49% Variable |
| Annual Fee |
$59 |
PREMIER Bankcard® Grey Credit Card
- You don’t need good credit to apply.
- We help people with bad credit, every day.
- Just complete the short application and find out in 60 seconds if you’re approved.
- You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- *Build credit by keeping your balance low and paying all your bills on time every month.
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | See Provider Website | See Provider Website | Fair/Poor Credit |
PREMIER Bankcard® Grey Credit Card
Credit Needed
Fair/Poor Credit
- You don’t need good credit to apply.
- We help people with bad credit, every day.
- Just complete the short application and find out in 60 seconds if you’re approved.
- You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- *Build credit by keeping your balance low and paying all your bills on time every month.
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
See Provider Website |
| Annual Fee |
See Provider Website |
PREMIER Bankcard® Mastercard® Credit Card
- Everyone deserves a chance to build* credit: apply today!
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- *Build credit by keeping your balance low and paying all your bills on time every month.
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | See Provider Website | See Provider Website | Fair/Bad Credit |
PREMIER Bankcard® Mastercard® Credit Card
Credit Needed
Fair/Bad Credit
- Everyone deserves a chance to build* credit: apply today!
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- *Build credit by keeping your balance low and paying all your bills on time every month.
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
See Provider Website |
| Annual Fee |
See Provider Website |
Reflex® Platinum Mastercard®
- See if you're Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 29.99% APR (Variable) | See Terms* | Fair Credit |
Reflex® Platinum Mastercard®
Credit Needed
Fair Credit
- See if you're Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
29.99% APR (Variable) |
| Annual Fee |
See Terms* |
First Digital NextGen Mastercard® Credit Card
- Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Build up your Credit with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
- Easy and secure online application – it just takes moments to apply
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Issued by Synovus Bank, Member: FDIC
| Purchases Intro APR | Balance Transfers Intro APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | See Terms* | See Terms* | Fair/Limited |
First Digital NextGen Mastercard® Credit Card
Credit Needed
Fair/Limited
- Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Build up your Credit with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
- Easy and secure online application – it just takes moments to apply
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Issued by Synovus Bank, Member: FDIC
| Purchases Intro APR |
N/A |
|---|---|
| Regular APR |
See Terms* |
| Annual Fee |
See Terms* |