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Mastercard Authentication Solutions: Multilayered security delivered at scale


Advanced verification enhances customer experience

Using artificial intelligence and a layered approach that makes the experience as important as the security, Mastercard authenticates at scale, in a more intelligent way, millions of times a year.


Robust and ready to go

From payment to non-payment, Mastercard provides a full spectrum of solutions tailored to your unique needs to decrease your vulnerability.

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Intelligent risk management

Through AI and a layered approach that sees security and consumer experience as equals, data is applied intelligently to manage risk.

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Drive increased efficiency

Reduce operational costs related to customer servicing friction, including account access issues and password resets, financial and fraud risk.

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Flexibility for the future

As the market dynamically changes, Mastercard is continually investing and innovating to meet tomorrow’s challenges.


State-of-the-art authentication in action

Every organization faces unique challenges when it comes to security. These five real-life scenarios demonstrate how Mastercard delivers a layered approach to security.

Industry trends and insights

Learn about the latest trends and insights in digital security and authentication

Biometrics: Meeting the challenge of authentication and payments technology

Biometric authentication offers a level of security and convenience that today’s consumers want and expect in their day-to-day lives.

Being AI ready: capitalizing on your organization’s data

Artificial Intelligence (AI) has risen to the forefront of technology as a powerful enabler for organizations to make the most of their data.


Comprehensive solutions to protect your digital environment

Discover our scope of advanced, all-encompassing solutions designed to address your payment and non-payment authentication needs.

Passive and Active Biometric Authentication

NuDetect and Identity Check Mobile authenticate users through biometrics, location, device and other unique attributes in real time to ensure digital transactions are seamless and friction-free.

Standards-Based Payment Authentication

Identity Check, Smart Authentication and Smart Interface leverage EMV® industry standards to provide insights that ensure better payment decisions.

A Flexible Connection to Mastercard’s 3DS Server

Smart Interface provides merchants greater, holistic control and improved efficiency throughout the entire payment authentication process. 

Authentication that’s as seamless as it is secure. Mastercard is here to help.