Mastercard Send

Mastercard Send is the only personal payments service of its kind where you can reach virtually all U.S. debit card accounts. You can also send and receive funds typically within seconds.

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Person-to-Person Payments

Consumers can seamlessly send and receive funds domestically to friends and family typically within seconds1. Our partners include financial institutions, money transfer operators and merchants2.


Remittance service providers achieve greater interoperability, improved cost efficiencies and access to multi-channel send and receive services. We partner with financial institutions, payment service providers, money transfer operators and mobile network operators to reach consumers globally.


Insurance companies, governments and e-marketplaces can send claim funds, social benefits and payouts to a consumer's bank account, completing the transaction typically within seconds1, so no more waiting to access vital funds.


How our partners use Mastercard Send

Google Wallet allows users to quickly cash out money from their wallet balance using their debit card, rather than waiting for days

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Why use Mastercard Send?

You can make digital payments effortless and can integrate with services that millions already use. For businesses and governments, it can drive efficiencies and cost savings.

Is Mastercard Send safe?

MasterCard Send is safer than cash or checks in protecting against fraud because the platform uses transaction limits and cross-border blocks.

I'm a transaction receiver. What do I need to know?

To learn more about your role in the Mastercard Send ecosystem, visit Guidelines for Receiving Insitutions.

How quickly can consumers receive funds?

Consumers can receive funds typically within seconds1 - far superior to existing solutions that either limit your ability to transfer within a closed-loop network or that involve ACH, which can take days for funds to be received. 

Who can use Mastercard Send?

Mastercard Send can reach virtually all U.S. consumers with both Mastercard and non-Mastercard debit cards. It also connects banked and unbanked recipients globally.

Read more FAQs

The role of transaction receivers in the Mastercard Send ecosystem

1 Depending on receiving financial institution
2 Merchants should be properly licensed as federal, state and local law require

Mastercard does not transmit funds. All funds are transmitted by the licensed financial insitution for whom we provide data processing services.