Mastercard Send® for Domestic Payments

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How Mastercard Send makes a difference

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Pay consumers faster and easier with Mastercard Send®

Powered by Mastercard, this full-service disbursements and person-to-person (P2P) platform allows you to create a truly differentiated payment experience

 

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Speed

Recipients receive funds generally within seconds* with 24/7/365 access

 

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Reach

Virtually all U.S. consumer debit cards, and a majority of U.S. small business debit and general purpose reloadable prepaid cards, regardless of brand

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Security

Best-in-class security tools and capabilities for managing regulatory, financial and fraud risk

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Control

Multilevel transaction controls, such as transaction limits and velocity controls, plus the ability to set your own margins

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Interoperability

Single API connection to all major debit networks delivers streamlined service combined with lower operational costs

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User experience

Minimal lift for users to receive a payment; recipient inputs their debit card number and, in most cases, money is received in their bank account via the debit card in near real-time**

Mastercard Send® in action

Businesses, governments and nonprofits face unique challenges when disbursing funds, as do financial institutions and other digital players seeking to simplify P2P payments. Mastercard Send has the solutions.

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A simple four-step process

With Mastercard Send, financial institutions, businesses and digital players can send funds on their customers’ behalf to virtually any consumer debit card in the U.S., as well as general purpose reloadable prepaid consumer cards and small business debit cards in the U.S., regardless of brand.

 

Mastercard Send APIs keep implementation simple

diagram Disburser or P2P provider | Receiving customer

Swift implementation comes via a robust API supported by development kits available in multiple programming languages and backed by a dedicated servicing team.

*Actual posting times depend on the receiving financial institution.

**Transaction approvals depend on the applicable payment network and receiving financial network. Actual posting times depend on the receiving financial institution.

***Additional information may be collected by the transaction originator for P2P transactions.

 

Mastercard Send® is ready to work for you

The time to act is now. We are ready when you are.