Credit Cards for No Credit

Find credit cards from Mastercard for people with no credit. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Citi® Secured Mastercard®

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere Mastercard® is accepted — worldwide
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A24.24%* (Variable)$0New to Credit

Citi® Secured Mastercard®

Credit Needed
New to Credit
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere Mastercard® is accepted — worldwide
Purchases
Intro APR
N/A
Regular
APR
24.24%* (Variable)
Annual
Fee
$0

Capital One® Secured Mastercard®

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A24.99% (Variable)$0Limited, Bad

Capital One® Secured Mastercard®

Credit Needed
Limited, Bad
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Purchases
Intro APR
N/A
Regular
APR
24.99% (Variable)
Annual
Fee
$0

Journey® Student Rewards from Capital One®

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A24.99% (Variable)$0Average, Fair, Limited

Journey® Student Rewards from Capital One®

Credit Needed
Average, Fair, Limited
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app
Purchases
Intro APR
N/A
Regular
APR
24.99% (Variable)
Annual
Fee
$0

Deserve® Edu Mastercard for Students

  • 1% unlimited cash back on All purchases
  • Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $49)
  • Up to a $5,000 credit line
  • $0 annual fee
  • No security deposit or co-signer required (No SSN required for international students)
  • Builds credit history
  • Use anywhere in the world where Mastercard is accepted with no foreign transaction fees
  • Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Extended Warranty and Car Rental Collision Damage Waiver
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A20.24% Variable$0Limited/No Credit

Deserve® Edu Mastercard for Students

Credit Needed
Limited/No Credit
  • 1% unlimited cash back on All purchases
  • Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $49)
  • Up to a $5,000 credit line
  • $0 annual fee
  • No security deposit or co-signer required (No SSN required for international students)
  • Builds credit history
  • Use anywhere in the world where Mastercard is accepted with no foreign transaction fees
  • Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Extended Warranty and Car Rental Collision Damage Waiver
Purchases
Intro APR
N/A
Regular
APR
20.24% Variable
Annual
Fee
$0

Deserve® Classic Mastercard

  • Build credit history
  • No security deposit or co-signer required
  • Credit limit up to $1,500
  • No foreign transaction fees
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
  • Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A24.49% Variable$39Limited/No credit

Deserve® Classic Mastercard

Credit Needed
Limited/No credit
  • Build credit history
  • No security deposit or co-signer required
  • Credit limit up to $1,500
  • No foreign transaction fees
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
  • Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits
Purchases
Intro APR
N/A
Regular
APR
24.49% Variable
Annual
Fee
$39

First Progress Platinum Select MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A13.99% (Variable)$39Bad Credit

First Progress Platinum Select MasterCard® Secured Credit Card

Credit Needed
Bad Credit
  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Purchases
Intro APR
N/A
Regular
APR
13.99% (Variable)
Annual
Fee
$39

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
  • We can approve you at any credit score, no minimum required.
  • No processing or application fees required.
  • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A9.99% (Variable)$49Bad Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card

Credit Needed
Bad Credit
  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
  • We can approve you at any credit score, no minimum required.
  • No processing or application fees required.
  • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Purchases
Intro APR
N/A
Regular
APR
9.99% (Variable)
Annual
Fee
$49

First Progress Platinum Elite MasterCard® Secured Credit Card

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A19.99% (Variable)$29Bad Credit

First Progress Platinum Elite MasterCard® Secured Credit Card

Credit Needed
Bad Credit
  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Purchases
Intro APR
N/A
Regular
APR
19.99% (Variable)
Annual
Fee
$29

Secured

  • The MasterCard Secured Card* is a great way to help you get your credit history back on track. This credit card gives you the financial flexibility and convenience you need while establishing credit for the future.
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A16.50%. This APR will vary with the market based on the Prime Rate.$39.00.Bad

Secured

Credit Needed
Bad
  • The MasterCard Secured Card* is a great way to help you get your credit history back on track. This credit card gives you the financial flexibility and convenience you need while establishing credit for the future.
Purchases
Intro APR
N/A
Regular
APR
16.50%. This APR will vary with the market based on the Prime Rate.
Annual
Fee
$39.00.