The best experiences in life are shared

More than just a travel or rewards credit card

World Elite Mastercard® is a personalized service that helps you experience life's most memorable moments, anytime and anywhere in the world

Enjoy special travel offers and promotions

Enhance your experience with Mastercard World Elite Luxury Travel Benefits

Get started

onefinestay (New)

Choose from 10,000+ high-end rentals in cities worldwide including New York, Los Angeles, Miami and San Francisco with onefinestay. Amenities include local guest services available 24/7, high-quality toiletries, free Wifi and a complimentary iPhone to use during your stay. Cardholders receive a 10% discount on all bookings. +**

Trip Cancellation Insurance

Protects the cardholder against forfeited, non-refundable, unused payments and deposits if a trip is cancelled for covered reasons. Coverage is available up to $1,500 per incident.+

Mastercard Travel & Lifestyle Services

Complimentary professional travel services – provided by experienced travel advisors ready to help you plan your trip 24 hours a day, 7 days a week. Call 1.855.802.1387 today or start online at travel.mastercard.com. With our new website – we understand your travel preferences are unique to you. By providing your likes and dislikes, personalized travel results will be curated just for you!

New! Mastercard Hotel Stay Guarantee – If your 3-star or higher rated hotel is not working out, a Lifestyle Manager will work to make it right.*****

New! Mastercard Lowest Hotel Rate Guarantee – If you find the same exact prepaid hotel stay for less, we will refund the difference.******

Mastercard luxury hotel & resorts portfolio – Enjoy complimentary room upgrades, early check-in and late check-out upon availability, daily breakfast for two and preferred amenities at more than 2000+ properties around the globe.+

Car, Air, Cruise and Vacation Packages – Enjoy special savings and upgrades on all aspects of your travel.

Mastercard Airport Concierge – Arrange for a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 700 destinations worldwide.+

The Dining Program (New)

Access to inventory not available to the general public and complimentary amenities (e.g. glass of champagne or dessert) or experiential benefits (e.g. welcome visit from the chef or a tour of the kitchen / wine cellar) at select restaurants. Call the number on the back of your card.+

Concierge

World Elite Mastercard comes with a complimentary 24/7 concierge service that acts like a relentless personal assistant. Need to reserve that perfect table? Our concierge is there to help. To contact the concierge, call the number on the back of your card.+****

Priceless Cities

Eat your way through some of the world's greatest cities. Unlock unique dining experiences and access exclusive offers including VIP events, insider opportunities and more.+

ShopRunner (New)

Order from 140+ online stores using ShopRunner and receive unlimited free two-day shipping and return shipping on purchases, saving you time and money. Retailers include Saks Fifth Avenue, Brooks Brothers, Tory Burch, Staples, 1-800-Flowers.com and more.+*

The Nightlife Program (New)

Exclusive access to inventory at over 200 top nightclubs and lounges in the U.S. and around the world. Cardholders are able to book secured, dedicated time slots and avoid waiting in line to ensure VIP recognition at the venue. Contact our concierge through the number on the back of your card.+

Priceless

Enjoy a city full of memorable sights and sounds. The World Elite Mastercard is the best credit card for unlocking unique travel experiences, giving you preferred access to our most exclusive offers, including VIP events, insider opportunities, special promotions and more.+

Concierge

World Elite Mastercard comes with a complimentary 24/7 concierge service that acts like a relentless personal assistant. Need to locate hard-to-find items or even reserve that perfect table? Our concierge is there to help. To contact the concierge, call the number on the back of your card.+****

Priceless Golf

Mastercard has created exclusive golf offers and experiences with the PGA TOUR for World Elite cardholders. You can also use our Golf Concierge Services to access some amazing golf benefits available only from Mastercard.+

Fuel Rewards Network

Find out how you can save even more money on fuel at Shell with Mastercard and the Fuel Rewards Network program.+

Identity Theft Protection 

Mastercard is the only payment brand that provides its U.S. cardholders with services—at no extra cost—to help them detect and resolve identity theft.+

Price Protection

Should you find a lower price for an eligible new item within 120 days from the date of purchase using your eligible Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1.800.Mastercard.+

Extended Warranty

Extended Warranty doubles the original manufacturer's (or U.S. store brand) warranty and service contract/optional extended warranty, where each is 24 months or less. Coverage is for eligible items purchased with your Mastercard.+

Zero Liability

You don't have to worry when you use your Mastercard credit card because it's covered by Zero Liability protection, whether you pay in a store, over the phone or online. As a Mastercard cardholder, you're not responsible in the event that someone makes unauthorized purchases with your card.+***

Mastercard Global Service

Get emergency assistance virtually anytime, anywhere and in any language. Mastercard Global Service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or cash advance, finding an ATM location and answering questions on your account.+

+NOTE: These are summary descriptions only. Additional terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-Mastercard (1.800.627.8372).

*To be eligible for a free ShopRunner membership, you must be a valid World Elite cardholder who holds a Mastercard issued by a U.S. financial institution.

**To be eligible for the 10% onefinestay discount, you must be a valid World Elite cardholder who holds a Mastercard issued by a U.S. financial institution.

***As a Mastercard credit cardholder, you will not be held responsible for unauthorized transactions if you have exercised reasonable care in safeguarding your card from loss or theft and you promptly reported any loss or theft of your card to your issuer. If these conditions are not met and you suspect that you have an unauthorized transaction on your Mastercard, contact your bank as other additional protections may apply. For more information, learn more.

****The cost of goods or services is billed to your Mastercard.

*****Mastercard Hotel Stay Guarantee - If you book your three-star or higher hotel stay through the Mastercard Travel & Lifestyle Services program and you encounter problems with the hotel, contact Ten Lifestyle Management Limited, the designated travel agent for the Mastercard Travel Services program during your stay and a Ten Lifestyle Manager will attempt to make it right for the remainder of your stay by working directly with the hotel to try to resolve your issue or will make efforts to find you comparable accommodations. Certain terms, conditions and exclusions apply. Click here for full details.

******Mastercard Lowest Hotel Rate Guarantee - If you book a qualifying prepaid hotel rate on the Mastercard Travel & Lifestyle Services program either online or through a program agent using your Mastercard or Masterpass using a Mastercard and then find the same hotel room type, in the same hotel, for the same dates and the same number of children and adults at a lower price online, before taxes and fees, we’ll refund you the difference. To receive a refund you must submit a claim as described in the Terms and Conditions prior to your stay and seventy-two (72) hours before the date of your reservation check-in. Certain terms, conditions and exclusions apply. Click here for full details.

Travel bookings are made by Mastercard’s designated travel agents Carlson Wagonlit Travel and Hogg Robinson, plc. TEN Group is Mastercard's designated travel agency for this service.