Small Business Credit Cards

Find top rated small business credit cards from MasterCard. Compare credit cards, view offers and apply online for the card that is the best fit for you.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

  • Designed for businesses
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines domestic flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.*
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A16.49% (Variable)$95, waived for the first 12 months*Excellent/Good

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Credit Needed
Excellent/Good
  • Designed for businesses
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines domestic flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.*
Purchases
Intro APR
N/A
Regular
APR
16.49% (Variable)
Annual
Fee
$95, waived for the first 12 months*

Bank of America® Cash Rewards for Business Mastercard® credit card

  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases;
  • (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 9 billing cyclesN/A11.99% - 21.99% Variable APR on purchases and balance transfers$0Excellent Credit

Bank of America® Cash Rewards for Business Mastercard® credit card

Credit Needed
Excellent Credit
  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases;
  • (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account
Purchases
Intro APR
0% for 9 billing cycles
Regular
APR
11.99% - 21.99% Variable APR on purchases and balance transfers
Annual
Fee
$0
 See Terms

Bank of America® Travel Rewards World Mastercard® for Business credit card

  • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend
  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
  • No annual fee and no international transaction fees
  • Earn 3 points for every dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center - powered by Orbitz®
  • 0% Introductory APR on purchases for your first 9 billing cycles
  • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 9 billing cyclesN/A11.99% - 21.99% Variable APR on purchases and balance transfers$0Excellent Credit

Bank of America® Travel Rewards World Mastercard® for Business credit card

Credit Needed
Excellent Credit
  • Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend
  • Earn 25,000 bonus points when you spend $1,000 in the first 60 days
  • No annual fee and no international transaction fees
  • Earn 3 points for every dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center - powered by Orbitz®
  • 0% Introductory APR on purchases for your first 9 billing cycles
  • Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards
Purchases
Intro APR
0% for 9 billing cycles
Regular
APR
11.99% - 21.99% Variable APR on purchases and balance transfers
Annual
Fee
$0
 See Terms

The Universal Premium FleetCard MasterCard®

  • Earn up to 6 cents off per gallon with volume rebates plus an additional 3 cents when your drivers fuel within the Fuelman Discount Network
  • Use for fuel and maintenance purchases nationwide wherever MasterCard is accepted
  • Avoid unexpected charges and overspending by your employees with customized purchase controls
  • Easy to understand reporting provides details on every transaction for each fuel card
  • Online account access allows you to easily manage your fleet fuel cards 24/7/365
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/AN/A$0Fair Credit

The Universal Premium FleetCard MasterCard®

Credit Needed
Fair Credit
  • Earn up to 6 cents off per gallon with volume rebates plus an additional 3 cents when your drivers fuel within the Fuelman Discount Network
  • Use for fuel and maintenance purchases nationwide wherever MasterCard is accepted
  • Avoid unexpected charges and overspending by your employees with customized purchase controls
  • Easy to understand reporting provides details on every transaction for each fuel card
  • Online account access allows you to easily manage your fleet fuel cards 24/7/365
Purchases
Intro APR
N/A
Regular
APR
N/A
Annual
Fee
$0

BP Business Solutions MasterCard®

  • Accepted at over 175,000 locations nationwide with competitive rebates when purchasing fuel at thousands of BP locations nationwide
  • Save up to 6 cents per gallon on fuel purchases at BP locations
  • View real time card transactions and create customized reports
  • Help reduce overspending by setting daily transaction limits
  • Mitigate fraudulent purchases by requiring each driver to enter a pin code before every transaction
  • Convenient and secure online access provides higher visibility into driver spending and allows you to manage your account 24/7/365
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/AN/A$10 per month (waived if over 5,000 gallons per month)Fair Credit

BP Business Solutions MasterCard®

Credit Needed
Fair Credit
  • Accepted at over 175,000 locations nationwide with competitive rebates when purchasing fuel at thousands of BP locations nationwide
  • Save up to 6 cents per gallon on fuel purchases at BP locations
  • View real time card transactions and create customized reports
  • Help reduce overspending by setting daily transaction limits
  • Mitigate fraudulent purchases by requiring each driver to enter a pin code before every transaction
  • Convenient and secure online access provides higher visibility into driver spending and allows you to manage your account 24/7/365
Purchases
Intro APR
N/A
Regular
APR
N/A
Annual
Fee
$10 per month (waived if over 5,000 gallons per month)

Chevron and Texaco Universal Business MasterCard®

  • Earn rebates up to 6 cents per gallon based on monthly fuel purchases at Chevron and Texaco locations
  • Accepted at over 175,000 fueling locations with maximum rebate earnings when your drivers choose Chevron and Texaco
  • Help reduce overspending by setting daily transaction limits
  • No annual or monthly program fees
  • View real time card transaction and create customized reports
  • Convenient and secure online access provides higher visibility into driver spending and allows you to manage your account 24/7/365
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/AN/A$10 per month (waived if over 1,000 gallons per month)Fair Credit

Chevron and Texaco Universal Business MasterCard®

Credit Needed
Fair Credit
  • Earn rebates up to 6 cents per gallon based on monthly fuel purchases at Chevron and Texaco locations
  • Accepted at over 175,000 fueling locations with maximum rebate earnings when your drivers choose Chevron and Texaco
  • Help reduce overspending by setting daily transaction limits
  • No annual or monthly program fees
  • View real time card transaction and create customized reports
  • Convenient and secure online access provides higher visibility into driver spending and allows you to manage your account 24/7/365
Purchases
Intro APR
N/A
Regular
APR
N/A
Annual
Fee
$10 per month (waived if over 1,000 gallons per month)

BMO Harris Bank Business Platinum MasterCard® Credit Card

  • 0% introductory APR on purchases for the first 9 months from the date of opening account
  • Balance transfers with 0% introductory APR for nine months
  • No annual fee
  • Access to a variety of great MasterCard benefits
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 9 months0% for 9 months from date of first transfer when transfers are completed within 90 days from account opening10.49% - 20.49% Variable$0Excellent Credit

BMO Harris Bank Business Platinum MasterCard® Credit Card

Credit Needed
Excellent Credit
  • 0% introductory APR on purchases for the first 9 months from the date of opening account
  • Balance transfers with 0% introductory APR for nine months
  • No annual fee
  • Access to a variety of great MasterCard benefits
Purchases
Intro APR
0% for 9 months
Regular
APR
10.49% - 20.49% Variable
Annual
Fee
$0

Priority Destinations® World Elite Business MasterCard®

  • Earn 2 Priority Miles for every $1 of purchases
  • Redeem Priority Miles for travel with no blackout dates! Other travel rewards are also available, such as car rentals, hotel accomodations, vacation packages, or cruises
  • You can also redeem your miles for gift cards and cash back for your business
  • No Foreign Transaction Fees
  • Consolidated Billing Statements and Complimentary Additional Cards
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A15.49% (Variable)$75.00Excellent Credit

Priority Destinations® World Elite Business MasterCard®

Credit Needed
Excellent Credit
  • Earn 2 Priority Miles for every $1 of purchases
  • Redeem Priority Miles for travel with no blackout dates! Other travel rewards are also available, such as car rentals, hotel accomodations, vacation packages, or cruises
  • You can also redeem your miles for gift cards and cash back for your business
  • No Foreign Transaction Fees
  • Consolidated Billing Statements and Complimentary Additional Cards
Purchases
Intro APR
N/A
Regular
APR
15.49% (Variable)
Annual
Fee
$75.00

KeyBank Business MasterCard®

  • No annual fee
  • 0% Introductory APR for six months on purchases and balance transfers
  • Generous credit lines
  • Separate business and personal expenses
  • Zero liability fraud protection
  • Purchase Assurance on qualifying purchases
  • Lost/Stolen reporting available 24/7
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for First 6 monthly billing cycles following account opening0% for First 6 monthly billing cycles following account opening11.49%-21.49% (Variable)$0Good Credit

KeyBank Business MasterCard®

Credit Needed
Good Credit
  • No annual fee
  • 0% Introductory APR for six months on purchases and balance transfers
  • Generous credit lines
  • Separate business and personal expenses
  • Zero liability fraud protection
  • Purchase Assurance on qualifying purchases
  • Lost/Stolen reporting available 24/7
Purchases
Intro APR
0% for First 6 monthly billing cycles following account opening
Regular
APR
11.49%-21.49% (Variable)
Annual
Fee
$0

SunTrust Specialty Business Credit Card

  • Manage the unique needs of your business, and be rewarded for it
  • Specifically designed to help specialty groups with annual gross revenues of up to $5 million improve cash flow and take care of everyday payment needs
  • Online tools designed to help you streamline business expense management. You can easily control, monitor, and track card spending by you and your employees. Plus, you can keep business and personal expenses separated
  • Chip Technology allows greater card acceptance when traveling internationally, plus extra levels of security against card fraud
  • Zero Liability protects you from unauthorized purchases if your card is lost or stolen
  • Extend your Business Credit Card spending-power to your employees
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 12 monthsN/A13.74% (Variable)$0Excellent Credit

SunTrust Specialty Business Credit Card

Credit Needed
Excellent Credit
  • Manage the unique needs of your business, and be rewarded for it
  • Specifically designed to help specialty groups with annual gross revenues of up to $5 million improve cash flow and take care of everyday payment needs
  • Online tools designed to help you streamline business expense management. You can easily control, monitor, and track card spending by you and your employees. Plus, you can keep business and personal expenses separated
  • Chip Technology allows greater card acceptance when traveling internationally, plus extra levels of security against card fraud
  • Zero Liability protects you from unauthorized purchases if your card is lost or stolen
  • Extend your Business Credit Card spending-power to your employees
Purchases
Intro APR
0% for 12 months
Regular
APR
13.74% (Variable)
Annual
Fee
$0

HSBC MasterCard BusinessCard® Card

  • Individual cards for designated employees, branded with your company or organization name
  • Individual spending limits with a credit line up to $25,000
  • A monthly cardholder statement for every user
  • Easy reconciliation with consolidated company-level billing
  • Free year-end summary statement
  • Enroll in the HSBC BusinessCard Rewards Program and earn Points for your card purchase activity
  • Points can be redeemed for free air travel, ultimate sports experiences and gift cards to restaurants, retailers and cruises
  • $25 annual fee per account for the Rewards Program
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
See TermsSee TermsSee TermsSee TermsExcellent

HSBC MasterCard BusinessCard® Card

Credit Needed
Excellent
  • Individual cards for designated employees, branded with your company or organization name
  • Individual spending limits with a credit line up to $25,000
  • A monthly cardholder statement for every user
  • Easy reconciliation with consolidated company-level billing
  • Free year-end summary statement
  • Enroll in the HSBC BusinessCard Rewards Program and earn Points for your card purchase activity
  • Points can be redeemed for free air travel, ultimate sports experiences and gift cards to restaurants, retailers and cruises
  • $25 annual fee per account for the Rewards Program
Purchases
Intro APR
See Terms
Regular
APR
See Terms
Annual
Fee
See Terms

Priority Rewards Business MasterCard®

  • Earn 1 CashPoint℠ for every $1 of purchases
  • Redeem CashPoints for 1% cash back, gift cards from local and national merchants, and any time travel on the airline of your choice with no blackout dates
  • Also redeem for golf activities, hotel accomodations, car rentals, Las Vegas vacation and cruise packages
  • CashPoints and billing statements can either be assigned to the cardholder or consolidated at the company level
  • No annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/AN/A15.49% (Variable)$0Excellent Credit

Priority Rewards Business MasterCard®

Credit Needed
Excellent Credit
  • Earn 1 CashPoint℠ for every $1 of purchases
  • Redeem CashPoints for 1% cash back, gift cards from local and national merchants, and any time travel on the airline of your choice with no blackout dates
  • Also redeem for golf activities, hotel accomodations, car rentals, Las Vegas vacation and cruise packages
  • CashPoints and billing statements can either be assigned to the cardholder or consolidated at the company level
  • No annual fee
Purchases
Intro APR
N/A
Regular
APR
15.49% (Variable)
Annual
Fee
$0

BMO Harris Bank Business Platinum Rewards MasterCard®

  • 0% introductory APR on purchases for the first 9 months from the date of opening account
  • 0% introductory A PR for nine mon ths fr om date of first transfer when transfers are completed within 90 days from date of account opening.
  • Rewards card with flexible points redemption options
  • No points expiration or limits
  • No annual fee
  • Introductory bonus: Earn 10,000 bonus points after you spend $3,000 in net qualifying purchases in the first three months
  • 1 point for every $1 spent
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 9 months0% for 9 months from date of first transfer when transfers are completed within 90 days from account opening12.49% - 21.49% Variable$0Excellent Credit

BMO Harris Bank Business Platinum Rewards MasterCard®

Credit Needed
Excellent Credit
  • 0% introductory APR on purchases for the first 9 months from the date of opening account
  • 0% introductory A PR for nine mon ths fr om date of first transfer when transfers are completed within 90 days from date of account opening.
  • Rewards card with flexible points redemption options
  • No points expiration or limits
  • No annual fee
  • Introductory bonus: Earn 10,000 bonus points after you spend $3,000 in net qualifying purchases in the first three months
  • 1 point for every $1 spent
Purchases
Intro APR
0% for 9 months
Regular
APR
12.49% - 21.49% Variable
Annual
Fee
$0

KeyBank Business Rewards MasterCard® Credit Card

  • No annual fee.
  • 0% introductory APR for six months on purchases and balance transfers
  • Earn 5 rewards points for every $1 you spend
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for First 6 monthly billing cycles following account opening0% for First 6 monthly billing cycles following account opening12.49%-22.49% (Variable)$0Good Credit

KeyBank Business Rewards MasterCard® Credit Card

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR for six months on purchases and balance transfers
  • Earn 5 rewards points for every $1 you spend
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
Purchases
Intro APR
0% for First 6 monthly billing cycles following account opening
Regular
APR
12.49%-22.49% (Variable)
Annual
Fee
$0