Balance Transfer Credit Cards

Find balance transfer credit cards from Mastercard. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you.

Citi Simplicity® Card - No Late Fees Ever

  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee...Ever
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0%* for 18 months on Purchases*0%* for 18 months on Balance Transfers*15.74% - 25.74%* (Variable)$0*Excellent/Good

Citi Simplicity® Card - No Late Fees Ever

Credit Needed
Excellent/Good
  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee...Ever
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Purchases
Intro APR
0%* for 18 months on Purchases*
Regular
APR
15.74% - 25.74%* (Variable)
Annual
Fee
$0*

Bank of America® Cash Rewards Credit Card

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on purchases for 12 billing cycles0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days14.74% - 24.74% Variable APR on purchases and balance transfers$0Excellent/Good

Bank of America® Cash Rewards Credit Card

Credit Needed
Excellent/Good
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Purchases
Intro APR
0% Introductory APR on purchases for 12 billing cycles
Regular
APR
14.74% - 24.74% Variable APR on purchases and balance transfers
Annual
Fee
$0

BankAmericard® Credit Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on purchases for 15 billing cycles0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days14.49% - 24.49% Variable APR on purchases and balance transfers$0Excellent/Good

BankAmericard® Credit Card

Credit Needed
Excellent/Good
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Purchases
Intro APR
0% Introductory APR on purchases for 15 billing cycles
Regular
APR
14.49% - 24.49% Variable APR on purchases and balance transfers
Annual
Fee
$0

HSBC Cash Rewards Mastercard® credit card

  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49%, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A0% Intro APR for 15 monthsVariable APR of 14.49%, 18.49% or 24.49%$0Good/Excellent

HSBC Cash Rewards Mastercard® credit card

Credit Needed
Good/Excellent
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49%, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
Purchases
Intro APR
N/A
Regular
APR
Variable APR of 14.49%, 18.49% or 24.49%
Annual
Fee
$0
 See Terms

HSBC Gold Mastercard® credit card

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.49%, 16.49% or 20.49% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Intro APR for 18 months0% Intro APR for 18 monthsVariable APR of 12.49%, 16.49% or 20.49%$0Good/Excellent

HSBC Gold Mastercard® credit card

Credit Needed
Good/Excellent
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.49%, 16.49% or 20.49% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
Purchases
Intro APR
0% Intro APR for 18 months
Regular
APR
Variable APR of 12.49%, 16.49% or 20.49%
Annual
Fee
$0
 See Terms

Mastercard® Titanium Card™

  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days16.49% Variable$195Excellent Credit

Mastercard® Titanium Card™

Credit Needed
Excellent Credit
  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
Purchases
Intro APR
N/A
Regular
APR
16.49% Variable
Annual
Fee
$195

MLB™ Cash Rewards Mastercard® from Bank of America

  • $150 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% variable APR. 3% fee (min $10) applies to balance transfers
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR on purchases for 12 billing cycles0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days14.49% - 24.49% Variable APR on purchases and balance transfers$0Excellent/Good

MLB™ Cash Rewards Mastercard® from Bank of America

Credit Needed
Excellent/Good
  • $150 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • All 30 team cards are available, customized with your favorite team's colors and logo
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% variable APR. 3% fee (min $10) applies to balance transfers
Purchases
Intro APR
0% Introductory APR on purchases for 12 billing cycles
Regular
APR
14.49% - 24.49% Variable APR on purchases and balance transfers
Annual
Fee
$0

Citi® Diamond Preferred® Card - 21 Month Balance Transfer Offer

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness*
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness*
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0%* for 12 months on Purchases*0%* for 21 months on Balance Transfers*14.74% - 24.74%* (Variable)$0*Excellent/Good

Citi® Diamond Preferred® Card - 21 Month Balance Transfer Offer

Credit Needed
Excellent/Good
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness*
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness*
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*
Purchases
Intro APR
0%* for 12 months on Purchases*
Regular
APR
14.74% - 24.74%* (Variable)
Annual
Fee
$0*

Citi® Double Cash Card — 18 month BT offer

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.24% - 25.24% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A0% for 18 months*15.24% - 25.24%* (Variable)$0*Excellent/Good

Citi® Double Cash Card — 18 month BT offer

Credit Needed
Excellent/Good
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.24% - 25.24% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
Purchases
Intro APR
N/A
Regular
APR
15.24% - 25.24%* (Variable)
Annual
Fee
$0*

Citi ThankYou® Preferred Card

  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.24% - 25.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 15 months on Purchases*0% for 15 months on Balance Transfers*15.24% - 25.24%* (Variable)$0*Excellent Credit

Citi ThankYou® Preferred Card

Credit Needed
Excellent Credit
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.24% - 25.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
Purchases
Intro APR
0% for 15 months on Purchases*
Regular
APR
15.24% - 25.24%* (Variable)
Annual
Fee
$0*

Capital One® Savor® Cash Rewards Credit Card

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.99%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No annual fee
  • No foreign transaction fees
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% intro on purchases for 15 months0% intro on balance transfers for 15 months15.99% - 24.74% (Variable)$0Excellent, Good

Capital One® Savor® Cash Rewards Credit Card

Credit Needed
Excellent, Good
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.99%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.99%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No annual fee
  • No foreign transaction fees
Purchases
Intro APR
0% intro on purchases for 15 months
Regular
APR
15.99% - 24.74% (Variable)
Annual
Fee
$0

Mastercard® Gold Card™

  • 24K-Gold Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days16.49% Variable$995Excellent Credit

Mastercard® Gold Card™

Credit Needed
Excellent Credit
  • 24K-Gold Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)
Purchases
Intro APR
N/A
Regular
APR
16.49% Variable
Annual
Fee
$995

Mastercard® Black Card™

  • Stainless Steel - Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days16.49% Variable$495Excellent Credit

Mastercard® Black Card™

Credit Needed
Excellent Credit
  • Stainless Steel - Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)
Purchases
Intro APR
N/A
Regular
APR
16.49% Variable
Annual
Fee
$495

SunTrust Prime Rewards Credit Card

  • 3 years intro offer at Prime Rate (currently 4.50% variable) on balance transfers made in the first 60 days of account opening, 12.49-22.49% thereafter
  • Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open
  • 1% Unlimited Cash Back on all qualified purchases
  • 10%, 25% or more Cash Deposit Bonus based on your deposit relationship with SunTrust, when you redeem cash back directly into a SunTrust Checking, Savings, or Money Market account
  • No annual Fee
  • Earn a $100 statement credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A4.50% V for the first 36 months for all balances transferred within 60 days of account opening12.49%-24.49% (Variable)$0Excellent Credit

SunTrust Prime Rewards Credit Card

Credit Needed
Excellent Credit
  • 3 years intro offer at Prime Rate (currently 4.50% variable) on balance transfers made in the first 60 days of account opening, 12.49-22.49% thereafter
  • Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open
  • 1% Unlimited Cash Back on all qualified purchases
  • 10%, 25% or more Cash Deposit Bonus based on your deposit relationship with SunTrust, when you redeem cash back directly into a SunTrust Checking, Savings, or Money Market account
  • No annual Fee
  • Earn a $100 statement credit after you spend $500 on qualifying purchases in the first 3 months after account opening
Purchases
Intro APR
N/A
Regular
APR
12.49%-24.49% (Variable)
Annual
Fee
$0

BMO Harris Bank Platinum Mastercard®

  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • Competitive rate card
  • No annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months0% for 15 months from date of first transfer when transfers are completed within 90 days from account opening13.24%-20.24% (Variable)$0Excellent Credit

BMO Harris Bank Platinum Mastercard®

Credit Needed
Excellent Credit
  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • Competitive rate card
  • No annual fee
Purchases
Intro APR
0% for 6 months
Regular
APR
13.24%-20.24% (Variable)
Annual
Fee
$0

Bravo® Credit Card

  • Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account
  • Pay no annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A0% for 18 billing cycles for transactions made within 90 days of opening your account16.24% - 23.24% Variable$0 for the first year; $49 thereafterExcellent Credit

Bravo® Credit Card

Credit Needed
Excellent Credit
  • Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account
  • Pay no annual fee
Purchases
Intro APR
N/A
Regular
APR
16.24% - 23.24% Variable
Annual
Fee
$0 for the first year; $49 thereafter

BMO Harris Bank Premium Rewards MasterCard®

  • 3 points per $1 spent in dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchase
  • 15,000 bonus points when you spend $2,500 in first 3 months of account opening
  • 15% anniversary point bonus every year
  • Complimentary Priority Pass Select membership and two-free visits per year
  • No Foreign Transaction Fees
  • 0% intro APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 15.24%-23.24%, based on your credit worthiness
  • 0% intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, a 15.24%-23.24% variable APR applies, based on creditworthiness
  • Low annual fee of $79 (first year waived)
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 Months0% for 12 months from date of first transfer when transfers are completed within 90 days from account opening15.24% - 23.24% Variable$79, after the first year from account openingExcellent Credit

BMO Harris Bank Premium Rewards MasterCard®

Credit Needed
Excellent Credit
  • 3 points per $1 spent in dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchase
  • 15,000 bonus points when you spend $2,500 in first 3 months of account opening
  • 15% anniversary point bonus every year
  • Complimentary Priority Pass Select membership and two-free visits per year
  • No Foreign Transaction Fees
  • 0% intro APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 15.24%-23.24%, based on your credit worthiness
  • 0% intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. Then, a 15.24%-23.24% variable APR applies, based on creditworthiness
  • Low annual fee of $79 (first year waived)
Purchases
Intro APR
0% for 6 Months
Regular
APR
15.24% - 23.24% Variable
Annual
Fee
$79, after the first year from account opening

SunTrust Travel Rewards Credit Card

  • $250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
  • 3% Unlimited Cash Back on travel qualifying purchases
  • 2% Unlimited Cash Back on dining qualifying purchases
  • 1% Unlimited Cash Back on all other qualifying purchases - all the time
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
  • No foreign transaction fees
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 15 months0% for 15 months12.49% - 24.49% Variable$0 first year, $89 thereafterExcellent Credit

SunTrust Travel Rewards Credit Card

Credit Needed
Excellent Credit
  • $250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening
  • 3% Unlimited Cash Back on travel qualifying purchases
  • 2% Unlimited Cash Back on dining qualifying purchases
  • 1% Unlimited Cash Back on all other qualifying purchases - all the time
  • Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
  • No foreign transaction fees
Purchases
Intro APR
0% for 15 months
Regular
APR
12.49% - 24.49% Variable
Annual
Fee
$0 first year, $89 thereafter

KeyBank Key2More Rewards MasterCard Credit Card

  • No annual fee.
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles for transfers made within 60 days of account opening
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months0% for 6 months13.74% - 22.74 Variable$0Good Credit

KeyBank Key2More Rewards MasterCard Credit Card

Credit Needed
Good Credit
  • No annual fee.
  • 0% introductory APR on purchases for six billing cycles
  • 0% introductory APR on balance transfers for six billing cycles for transfers made within 60 days of account opening
  • Earn 5 KeyBank Relationship Rewards points for every $1 in eligible purchases (with no cap)
  • Monthly reward points bonus of up to 50%
  • Offer available in states: AK, CO, ID, IN, ME, MI, NY, OH, OR, UT, VT, or WA
Purchases
Intro APR
0% for 6 months
Regular
APR
13.74% - 22.74 Variable
Annual
Fee
$0

Hometown Rewards

  • Earn 1 point per $1 starting with your first purchase, with no point cap or minimums.
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 12 billing cycles0% Introductory APR for the first 12 billing cycles. After that, your APR will be 11.99%, 14.74%, or 17.74%, based on your creditworthiness.0% Introductory APR for the first 12 billing cycles. After that, your APR will be 11.99%, 14.74%, or 17.74%, based on your creditworthiness.No Annual Fee.Good

Hometown Rewards

Credit Needed
Good
  • Earn 1 point per $1 starting with your first purchase, with no point cap or minimums.
Purchases
Intro APR
0% for 12 billing cycles
Regular
APR
0% Introductory APR for the first 12 billing cycles. After that, your APR will be 11.99%, 14.74%, or 17.74%, based on your creditworthiness.
Annual
Fee
No Annual Fee.

BMO Harris Bank Business Platinum Rewards MasterCard®

  • You can easily earn rewards points each time you make a purchase at a supplier or vendor that you use to help run your business. There is no points expiration or limit.
  • No annual fee
  • 0% introductory APR on purchases for the first 9 months from date of opening account
  • 10,000 bonus points after $3,000 spent in purchases within the first three months of account opening
  • Balance Transfers with 0% introductory APR for nine points from date of first transfer made within first 90 days of opening your account
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 9 months0% for 9 months from date of first transfer when transfers are completed within 90 days from account opening13.24% - 22.24% Variable$0Excellent Credit

BMO Harris Bank Business Platinum Rewards MasterCard®

Credit Needed
Excellent Credit
  • You can easily earn rewards points each time you make a purchase at a supplier or vendor that you use to help run your business. There is no points expiration or limit.
  • No annual fee
  • 0% introductory APR on purchases for the first 9 months from date of opening account
  • 10,000 bonus points after $3,000 spent in purchases within the first three months of account opening
  • Balance Transfers with 0% introductory APR for nine points from date of first transfer made within first 90 days of opening your account
Purchases
Intro APR
0% for 9 months
Regular
APR
13.24% - 22.24% Variable
Annual
Fee
$0

SunTrust Cash Rewards Credit Card

  • 5% cash back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
  • 2% unlimited cash back on qualifying gas and grocery purchases, after the promotional period
  • 1% unlimited cash back on all other qualifying purchases
  • Get a Cash Deposit Bonus of 10%, 25% or more based on your deposit relationship with SunTrust, when you redeem cash back directly into a SunTrust Checking, Savings, or Money Market account
  • No annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 15 months0% for 15 months12.49% - 22.49% Variable$0Excellent Credit

SunTrust Cash Rewards Credit Card

Credit Needed
Excellent Credit
  • 5% cash back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
  • 2% unlimited cash back on qualifying gas and grocery purchases, after the promotional period
  • 1% unlimited cash back on all other qualifying purchases
  • Get a Cash Deposit Bonus of 10%, 25% or more based on your deposit relationship with SunTrust, when you redeem cash back directly into a SunTrust Checking, Savings, or Money Market account
  • No annual fee
Purchases
Intro APR
0% for 15 months
Regular
APR
12.49% - 22.49% Variable
Annual
Fee
$0

KeyBank Latitude℠ MasterCard®

  • Manage credit card debt with lower interest rates
  • With affordable interest rates, the Latitude credit card gives you the flexibility to pay for the things you need while managing your balance over time
  • No annual fee
  • Special low Introductory APR of 0% for the first 15 billing cycles on purchases and balance transfers (made within 60 days of account opening
  • After that, our lowest variable Purchase and Balance Transfer APR will apply, currently 10.74% - 20.74%, based on credit worthiness
  • Shop with confidence with Price Protection, price assurance coverage, and extended warranties
  • Protect your credit with Identify Theft Resolution Services
  • Travel and Entertainment assitance
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% Introductory APR for First 15 monthly billing cycles following account opening0% Introductory APR for First 15 monthly billing cycles following account opening10.74% - 20.74% Variable$0Good Credit

KeyBank Latitude℠ MasterCard®

Credit Needed
Good Credit
  • Manage credit card debt with lower interest rates
  • With affordable interest rates, the Latitude credit card gives you the flexibility to pay for the things you need while managing your balance over time
  • No annual fee
  • Special low Introductory APR of 0% for the first 15 billing cycles on purchases and balance transfers (made within 60 days of account opening
  • After that, our lowest variable Purchase and Balance Transfer APR will apply, currently 10.74% - 20.74%, based on credit worthiness
  • Shop with confidence with Price Protection, price assurance coverage, and extended warranties
  • Protect your credit with Identify Theft Resolution Services
  • Travel and Entertainment assitance
Purchases
Intro APR
0% Introductory APR for First 15 monthly billing cycles following account opening
Regular
APR
10.74% - 20.74% Variable
Annual
Fee
$0

Sphere® Credit Card

  • Get rewarded for everyday purchases - earn one rewards point for every dollar spent, with no limits
  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account
  • Pay no annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 12 months0% for 24 billing cycles for transactions made within 90 days of opening your account13.24% - 23.24% Variable$0Excellent Credit

Sphere® Credit Card

Credit Needed
Excellent Credit
  • Get rewarded for everyday purchases - earn one rewards point for every dollar spent, with no limits
  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account
  • Pay no annual fee
Purchases
Intro APR
0% for 12 months
Regular
APR
13.24% - 23.24% Variable
Annual
Fee
$0

BMO Harris Bank Business Platinum MasterCard® Credit Card

  • 0% introductory APR on purchases for the first 9 months from the date of opening account
  • Balance transfers with 0% introductory APR for nine months
  • No annual fee
  • Access to a variety of great MasterCard benefits
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 9 months0% for 9 months from date of first transfer when transfers are completed within 90 days from account opening11.24% - 21.24% Variable$0Excellent Credit

BMO Harris Bank Business Platinum MasterCard® Credit Card

Credit Needed
Excellent Credit
  • 0% introductory APR on purchases for the first 9 months from the date of opening account
  • Balance transfers with 0% introductory APR for nine months
  • No annual fee
  • Access to a variety of great MasterCard benefits
Purchases
Intro APR
0% for 9 months
Regular
APR
11.24% - 21.24% Variable
Annual
Fee
$0

BMO Harris Bank Cash Back MasterCard®

  • 2% cash back per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchase
  • $100 cash back bonus when you spend $1,000 in the first 3 months of account opening
  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • No annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months0% for 12 months from date of first transfer when transfers are completed within 90 days from account opening15.24% - 23.24% Variable$0Excellent Credit

BMO Harris Bank Cash Back MasterCard®

Credit Needed
Excellent Credit
  • 2% cash back per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchase
  • $100 cash back bonus when you spend $1,000 in the first 3 months of account opening
  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • No annual fee
Purchases
Intro APR
0% for 6 months
Regular
APR
15.24% - 23.24% Variable
Annual
Fee
$0

BMO Harris Bank Platinum Rewards MasterCard®

  • 2 points per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter. Receive 1 point per $1 spent on all other purchases
  • 10,000 bonus points when you spend $1,000 in first 3 months of account opening
  • 10% anniversary point bonus every year
  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • No annual fee
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months0% for 12 months from date of first transfer when transfers are completed within 90 days from account opening15.24%-23.24% (Variable)$0Excellent Credit

BMO Harris Bank Platinum Rewards MasterCard®

Credit Needed
Excellent Credit
  • 2 points per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter. Receive 1 point per $1 spent on all other purchases
  • 10,000 bonus points when you spend $1,000 in first 3 months of account opening
  • 10% anniversary point bonus every year
  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • No annual fee
Purchases
Intro APR
0% for 6 months
Regular
APR
15.24%-23.24% (Variable)
Annual
Fee
$0