MasterCard® Professional Credit Card

Separate business from personal spending for easy expense management

With the MasterCard Professional Credit Card — designed specifically for small businesses — you’ll have the tools to help organize, consolidate, analyze and manage your expenses, both professional and personal

Protect your business

Be prepared for the unexpected with the benefits of MasterCard

Zero Liability

Have peace of mind knowing that the financial institution that issued your card won't hold you responsible for unauthorized purchases, whether online, over the phone or in stores. Certain restrictions apply.

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MasterRental® Insurance

Provides primary coverage (up to $50,000) for eligible rental vehicles and secondary personal effects coverage for up to 31 consecutive days.

Purchase Assurance®

Provides coverage against theft or damage to most new items purchased with your eligible MasterCard up to 90 days from the date of purchase. Coverage is limited to the cost of the item (excluding delivery and transportation costs) up to $10,000 per incident and a total of $50,000 per cardholder account per calendar year.

MasterAssist® Travel Assistance Services

Traveling for a new business meeting? MasterAssist®provides cardholders with travel-related assistance services when traveling 50 miles or more from home.

  • MasterLegal® Referral Service: Provides referrals to attorneys, or consultations with local embassies or consulates. MasterAssist® will arrange for the transfer of up to $5,000 in cash from a family member, friend or business associate to cover legal fees or travel emergencies.
  • MasterTrip® Travel Assistance: Provides pretrip destination information — including information on weather conditions, documentation (visas, passports), immunizations and currency exchange rates. It will also help cardholders locate any lost or stolen travel materials, including luggage.
  • Travel Services Medical Assistance: Provides a global referral network of physicians, dentists, hospitals and pharmacies. If the cardholder is hospitalized, MasterAssist® will arrange to have messages relayed home; to have the cardholder transferred to another facility; or to have a family member or friend brought to the cardholder’s bedside if they are traveling alone.
  • Master RoadAssist® will provide emergency roadside assistance service in the United States and District of Columbia, including jump-starts, towing, gas delivery and tire changes. Charges are the responsibility of the cardholder.

MasterCard Global Service

Get emergency assistance virtually anywhere, anytime and in any language. MasterCard Global Service helps you with reporting a lost or stolen card; obtaining an emergency card replacement or cash advance; finding an ATM location; and answering questions on your account.

VAT Reclaim Service

The Value Added Tax Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.

Identity Theft Resolution Services

Provides access to a full suite of tools and information, as well as advice from a qualified expert, to help you resolve Identity Theft incidents you may encounter. Call 1-800-MasterCard to learn more.

MasterCard Identity Theft Alerts

Identity Theft Alerts is a FREE service offered only by MasterCard. When you register, you will be alerted if the service detects that your personal information is being bought or sold online. Click here to register or call 1-800-MasterCard to learn more about this benefit.

Extended Warranty

Extended Warranty doubles the original manufacturers (or U.S. store brand) warranty and service contract optional extended warranty, where each is 24 months or less. Coverage is for eligible items purchased with your MasterCard.