MasterCard® Business Prepaid Card

Better than checks, safer than cash

Just load funds and easily track all your purchases for travel, entertainment and supplies. Customize it to suit your needs. Even issue additional cards to your employees. And, as always, enjoy all the services and benefits of MasterCard.

Easy to get

Getting a prepaid card is easy. There's no credit check or bank account required. 

Safer than cash

When you register your card, if your card is lost or stolen, you can recover your money. You can't say that about cash.*

MasterRental® Insurance

Provides primary coverage (up to $50,000) for eligible rental vehicles and secondary personal effects coverage for up to 31 consecutive days.

Purchase Assurance®

Provides coverage against theft or damage to most new items purchased with your eligible MasterCard up to 90 days from the date of purchase. Coverage is limited to the cost of the item (excluding delivery and transportation costs) up to $10,000 per incident and a total of $50,000 per cardholder account per calendar year.


Employee liability protection program that protects companies and financial institutions from employee misuse of company card (credit, charge, debit and prepaid) privileges on eligible MasterCard Commercial cards.

MasterAssist® Travel Assistance Services

Traveling for a business meeting? MasterAssist provides cardholders travel-related assistance services when traveling 50 miles or more from home. 

  • MasterLegal® Referral Service. Provides referrals to attorneys, or consultations with local embassies or consulates. MasterAssist will arrange for the transfer of up to $5,000 in cash from a family member, friend or business associate to cover legal fees or travel emergencies.
  • MasterTrip® Travel Assistance. Provides pre-trip destination information — including information on weather conditions, documentation (e.g., visas, passports), immunizations and currency exchange rates. It will also help cardholders locate any lost or stolen travel materials, including luggage.
  • Travel Services Medical Assistance. Provides a global referral network of physicians, dentists, hospitals and pharmacies. If the cardholder is hospitalized, MasterAssist will arrange to have messages relayed home; to have the cardholder transferred to another facility; or to have a family member or friend brought to the cardholder’s bedside if they have been traveling alone.
  • Master RoadAssist® will provide emergency roadside assistance service in the United States and District of Columbia, including jump-starts, towing, gas delivery and tire changes. Charges are the responsibility of the cardholder.

VAT Reclaim Service

The Value Added Tax Reclaim Service from MasterCard provides companies doing business in Europe an easy and efficient way to reclaim their VAT.

MasterCard ID Theft Protection™

MasterCard is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft. 

  • Expert Resolution Services. Expert assistance is available to help you 24/7 if you think your identity has been stolen. Call 1-800-MasterCard and you will be assigned a personal certified specialist who will guide you through the process every step of the way.
  • ID Theft Alerts™. This service tracks thousands of websites to identify if your personal information is being bought or sold online. Register now.
  • Emergency Wallet Replacement. Experts assist you in quickly canceling and re-ordering the contents of your physical wallet such as your driver's license, among other items. Call 1-800-MasterCard if you have lost your wallet and would like assistance. 

Additional terms, conditions, and limitations apply to these benefits.

*Card registration required. Certain restrictions apply. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the MasterCard card number. Your issuer may need this information to cancel the card and issue a replacement. You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Terms and Conditions