The Mastercard SDP Program consists of rules, guidelines, best practices, and approved compliance validation tools to foster broad compliance with the PCI DSS.
PCI DSS compliance and subsequent compliance with the SDP Program mandate, helps customers, merchants and service providers protect themselves against security breaches, while enhancing consumer confidence and protecting the overall integrity of the payment system.
With over 250 sub-requirements, the PCI DSS applies to all entities that store, process, and/or transmit cardholder data. If you accept or process payment cards, PCI DSS applies to you.
Six Goals, 12 Requirements
| Goals | PCI DSS Requirements |
|---|---|
| Build and Maintain a Secure Network and Systems | 1: Install and maintain a firewall configuration to protect cardholder data 2: Do not use vendor-supplied defaults for system passwords and other security parameters |
| Protect Cardholder Data | 3: Protect stored cardholder data 4: Encrypt transmissions of cardholder data across open, public networks |
| Maintain a Vulnerability Management Program | 5: Protect all systems against malware and regularly update anti-virus software or programs 6: Develop and maintain secure systems and applications |
| Implement Strong Access Control Measures | 7: Restrict access to cardholder data by business need-to-know 8: Identify and authenticate access to system components 9: Restrict physical access to cardholder data |
| Regularly Monitor and Test Networks | 10: Track and monitor all access to network resources and cardholder data 11: Regularly test security systems and processes |
| Maintain an Information Security Policy | 12: Maintain a policy that addresses information security for all personnel |