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1. Shepherd, from https://www.fundera.com/resources/small-business-cyber-security-statistics.

2. April 16, 2020, from https://thehill.com/policy/cybersecurity/493198-fbi-sees-spike-in-cyber-crime-reports-during-coronavirus-pandemic/.

3. Free trial through March 31, 2021, of a limited version of RiskRecon cybersecurity assessment tool available to small businesses eligible for the Small Business Administration (SBA.gov) Payroll Protection Program. Service provided by RiskRecon, a Mastercard company. Security assessments rely on publicly available data. Mastercard makes no representations or warranties of any kind, express or implied, with respect to the accuracy of security assessment results or the underlying data. Upon expiration of the free trial, enrollees have the option to sign up for a paid membership and will not be automatically enrolled. See www.riskrecon.com/sba for additional details.