MORE FLEXIBILITY. LESS HASSLE
Enjoy a faster, easier way to pay taxes.
You can use your MasterCard® credit or debit card to pay federal and state* income taxes online or over the phone. More options. More choices.
Paying tax bills represents another opportunity for cardholders to experience the convenience and flexibility of using their MasterCard cards.
- It's convenient – Individual taxpayers can e–file or paper file early, pay taxes with a credit card or debit card and yet delay out–of–pocket expenses.
- It's safe and secure – Standard, commercial card networks are used. When you make an IRS credit card payment or pay with a debit card, the IRS will not receive or store credit/debit card numbers.
- It's flexible – Credit/debit payment card options are available through service providers.
- Low convenience fee – When you pay taxes with a credit card, there is a fee charged by service providers. These fees are based on the amount of the payment and may vary by service provider (see below).
- You can earn rewards – If enrolled in such a program, taxpayers may earn miles, points, rewards or money back from the credit/debit card issuer.†
How It Works
The IRS card acceptance program for tax payments begins January 1, 2013.
Federal
Current year, installment agreement and delinquent taxes
See eligible IRS forms
State*
Individual income and certain business taxes
Select your state
Use your MasterCard® card to pay 2012 federal income taxes.
STEP 1: PREPARE AND FILE
There are three options for preparing your return:
- Prepare a paper return;
- Prepare your return electronically using one of the many tax preparation software packages available; or
- Have an authorized tax preparer electronically prepare and file your income tax return through the IRS e-file system
STEP 2: PAY ONLINE OR BY PHONE WITH A PAYMENT PROVIDER
Cardholders have the option to make tax payments by phone or online with the participating service providers.
NEW LOW CONVENIENCE FEES
There is a fee charged by service providers. Fees are based on the amount of the payment and may vary by service provider.
| Credit Card Service Provider |
Pay by Phone | Web Site | 2012 Convenience Fees |
Customer Service Number |
|---|---|---|---|---|
| Value Payment Systems |
1-888-972-9829 | www.payUSAtax.com/mastercard | 1.89% for credit card on amount paid; $3.49 for debit card fixed rate on amount paid** |
1-877-517-4881 |
MasterCard card transactions are also processed through these additional third party payment providers.
FIS
URL: www.PAY1040.com
Phone: 1-888-729-1040
Official Payments Corporation
URL: www.officialpayments.com/fed
Phone: 1-888-872-9829
Taxpayers should contact the service provider to receive up-to-date information regarding fees. Both phone and web sites have English and Spanish language versions available.
INDIVIDUAL taxpayers may make payment on the following forms
- Form 1040 Series - Current Year Balance Due, Past Due and Installment Agreement
- Form 1040ES - Estimated Tax
- Form 1040 - Advanced Payment of a Determined Deficiency
- Form 1040 - Balance Due Return or Balance Due Notice (Tax Years 2002 – 2011)
- Form 1040X - Amended or Adjusted Return
- Form 4868 - Automatic Extension
BUSINESS taxpayers may make payment on the following forms
- Form 1040 Series - Current Year Balance Due, Past Due and Installment Agreement
- Form 1040ES - Estimated Tax
- Form 1040 - Advanced Payment of a Determined Deficiency
- Form 1040X - Amended or Adjusted Return
- Form 1041 - U.S. Income Tax Return for Estates and Trusts for current and prior years
- Form 1065 - U.S. Return of Partnership Income for current and prior years
- Form 4868 - Automatic Extension of time to file
- Form 5329 - Return for Individual Retirement Agreement and Trust Fund Recovery Penalty
- Form 940 Series - Employer's Annual Unemployment (FUTA) Tax Return (Tax Years 2009-2011)
Current year, prior year and installment agreement - Form 941 Series - Employer's Quarterly Federal Tax Return (Tax Years 2009-2012)
Current year, prior year, installment agreement for amended or adjusted return payments - Form 943 Series - Employer's Annual Federal Tax Return for Agricultural Employees (Tax Years 2002-2011)
Current year, prior year, installment agreement, and amended or adjusted return payments - Form 944 Series - Employer's Annual Federal Tax Current Year Return (Tax Years 2009-2011)
Current year, prior year and amended or adjusted return payments - Form 945 Series - Annual Return of Withheld Federal Income Tax (Tax Years 2002-2010)
Current year, prior year, installment agreement, and amended or adjusted return payments
GENERAL QUESTIONS
You can call MasterCard at 1-800-MC-Assist for general questions about the program.
INFORMATION REGARDING YOUR TAX OBLIGATION
You can call the IRS at 1-800-829-1040 or visit the IRS at www.irs.gov.
*Not all states accept MasterCard cards for tax payment. Click here to see if your state currently accepts credit or debit cards for payment.
**Reduced convenience fees only apply to payments made online and by telephone with payUSAtax. State and local fees may vary. Be sure to direct future contact with payUSAtax through the same URL or telephone number.
†Depending upon the MasterCard card you elect to use, you may be able to earn rewards. Contact the financial institution that issued your MasterCard® card for specific terms and agreements.

