MasterCard® Card Security

Protecting you
from card fraud

In the card. On the card. Beyond the card.

Providing the best in credit card and debit card protection, MasterCard operates a sophisticated, multi-level fraud monitoring system to protect cardholders from data compromise and fraud.

Magnetic Strip

The film stripe on the back of a MasterCard card stores account information. The magnetic stripe does not contain personal information such as birth date or mother's maiden name.

Embossed Numbers

Providing another layer or credit card and debit card protection, the raised account numbers on the front of a MasterCard card extend into the hologram (if a hologram is on the card face).

Tamper-evident Signature Panel

The signature panel on the back of a MasterCard card guards against fraudulent use.

Personal Identification Number

As part of our debit card fraud protection, cardholder's choose their PIN which protects ATM and debit transactions.

Card Validation Code 2

The three-digit code indent printed on the signature panel of a MasterCard card enables retailers to ensure that the cardholder has possession of the card during a phone or online transaction.


A three-dimensional image with interlocking globes reflects light and appears to move when the card is rotated.


This feature combines the functionality of the magnetic stripe with the security of a hologram and helps prevent card counterfeiting.

MasterCard SecureCode®

For an added layer of credit card fraud protection, cardholders participating in the SecureCode program creates a unique personal code known only to the cardholder and the issuing bank. This code is requested during the checkout process at participating online stores verifying the purchaser is indeed the cardholder.

Learn more about SecureCode

MasterCard Contactless

Cardholders can make purchases quickly and conveniently with a simple tap, rather than swiping or dipping their card. Not only are contactless payments convenient, but they add a level of security since the card or device never leave the cardholder's hand.

Learn more about MasterCard Contactless

If fraud or a security compromise is suspected on a MasterCard card account, MasterCard works with the card-issuing bank to closely monitor the account for unusual activity and to notify the cardholder.

Attacks on an account can range from the crude to the sophisticated, and they can come at any time. That's why MasterCard is diligently developing new initiatives to improve debit and credit card protection and make payment transactions more secure and convenient.