Frequently Asked Questions

MasterCard® Contactless FAQs

Q: What types of merchants will benefit the most from MasterCard Contactless?

A: MasterCard Contactless is an excellent choice for environments where speed and convenience are valued and cash is the dominant payment method, such as fuel pumps, quick-service restaurants (QSRs), drive-thrus, convenience stores, vending machines, tollbooths, taxis, parking venues, etc.

Q: How does pricing work for merchants? Are MasterCard Contactless transactions more or less than traditional credit and debit transactions?

A: The use of the MasterCard Contactless technology has no bearing on pricing. Pricing is entirely dependent on the underlying, existing payment application.

Q: How does this "non-verified" transaction change the payment guarantee for the merchant?

A: The use of MasterCard contactless does not change the payment guarantee for merchants. Existing rules in place for the product/merchant category in which the transaction takes place continue to apply when data is passed across a contactless interface.

Q: What are the costs involved?

A: To accept contactless payments, merchants can choose to implement a plug-in peripheral reader or a fully integrated system. Costs will vary depending on the selected solution.

Q: What type of technology is used for MasterCard Contactless?

A: In keeping with our overall strategy to create globally interoperable payment solutions, MasterCard Contactless was built following an open industry standard for radio frequency communications - ISO 14443.

Q: Which vendors are working with MasterCard on MasterCard Contactless?

A: Numerous vendors develop products/services for MasterCard Contactless. Please refer to for current list.